RitamModak
KF Mentor
"How are you currently paying your credit card bills in the most rewarding way, and how much cashback or rewards are you earning every month?"
Credit Card Bill Payment Offers
- Thread starter RitamModak
- Start date
santanu47493
KF Mentor
I earn monthly 2k-unlimited depends on amount of credit card bill previous month 10k around income by abcd app
Shivam Balwada
KF Rookie
How? Buddy
knagar0078
KF Expert
I use MobiKwik and get a cashback of 1% upto ₹200 but most of the time it gives maximum ₹10 or ₹15 and then use my SBi Debit Card to complete the payment which gives me around 0.50% returns.
If accounts for 1.5% total cashback.
Even I'm looking for some alternative...
If accounts for 1.5% total cashback.
Even I'm looking for some alternative...
Which SBI accounts nt varient, which debit card varient, which platform??
Plz elaborate.
knagar0078
KF Expert
With every SBI account be it of any Varient along with any Debit Card ( mine is virtual with zero annual charge), rewards are provided on SBI REWARDZ portal for every ₹200 spend you get 2 reward point and for virtual card you get 4 points for ₹200 spend ( 2 reward and 2 bonus) so it's better to close your Physical Debit Card if not required and use the virtual card if you are worried about the annual charges.
knagar0078
KF Expert
With every SBI account be it of any Varient along with any Debit Card ( mine is virtual with zero annual charge), rewards are provided on SBI REWARDZ portal for every ₹200 spend you get 2 reward point and for virtual card you get 4 points for ₹200 spend ( 2 reward and 2 bonus) so it's better to close your Physical Debit Card if not required and use the virtual card if you are worried about the annual charges.
knagar0078
KF Expert
I forget to mention you can also try HDFC Bank Platinum Debit Card, it provides 1% cashpoint but it's not a free card. For HDFC Bank minimum ₹2500 or ₹5000 is required for the maintenance balance and the Card costs around ₹750+GST.
I have HDFC savemax account and maintain 25k.
Easy shop platinum debit card is free with that.
But HDFC has stopped paying 1% on it.
Earlier it used to pay thru its billpay and then thru SBI unipay.
All methods are stopped.
Do you kno any other procedure or platform where HDFC platinum can be used to earn CB?
I do not have any SBI account. I will need to open one.
This rewards will only be thru SBI rewards platform or any other platform will work?
TaxWiser
KF Mentor
You will now earn only 0.25% reward when using the SBI Virtual Debit Card, as bonus reward points have been discontinued.(with effect from 05th june 2025)
Saari schemein band karwa do...You will now earn only 0.25% reward when using the SBI Virtual Debit Card, as bonus reward points have been discontinued.(with effect from 05th june 2025)
View attachment 2525
DivyanshAg
KF Expert
Can you please elaborate the process how you're earning 1% cashback?
This method doesn't work now
From 5th June the bonus points in Virtual SBI card has been stopped. So it's only 0.25% return. It's same for physical and virtual card now hence do not close your physical card if you need to physically swipe the same.
This method still works if you have put auto payment of credit card bills from account. The card payment happens around 4 days prior to last date. Keep your account funded. If you try to tinker around with the amount make any manual changes then the auto payment will fail and you won't get any reward points which you can redeem.
You get SMS of this sort. If you are paying manually, the merchant will be different and you won't get any reward points.
Spent Rs.XXXXX.XX From HDFC Bank Card xxxxx At DCSI-BBPSBILL On 2025-05-20:06:08:15 Bal Rs.XXXXX.XX Not You? Call 18002586161/SMS BLOCK DC XXXX to 7308080808
Got it thanks.
