Credit card from another bank

[premjha097]

I am an student and wants to get credit card against fd.can anyone tell me for getting our favourite credit card do we need to open an account in that bank. Because I have account in SBI but wants and HDFC credit card can I get??

 

[TaxWiser]

I am an student and wants to get credit card against fd.can anyone tell me for getting our favourite credit card do we need to open an account in that bank. Because I have account in SBI but wants and HDFC credit card can I get??

In case of HDFC, YES you have to open Bank A/C and FD from branch executives for successful approval of Secured CC. But clearly mention that You want CC against this FD to the branch executives.
But My Tried & Tested suggestion is :

• Open a HDFC Savings A/C
• Maintain Daily Average Balance of atleast ₹30000 for 3-6 months by arranging it from your parents
• Apply for New Unsecured CC via HDFC website or in best case scenario you'll receive Pre-approved CC offer

Try checking IDFC WOW Rupay CC or One Card CC if you don't want to open new Savings A/C.

 

[premjha097]

Thank you so much sir
For clearing my doubt on this topic.