Credit Card Portfolio

[zacobite]

Got offered but when applied actually got coral LTF

oopsss.. its ok.... take it

 

[bhavyakjain]

Update :

Got the following cards:
1. AmEx MRCC : 5L (FYF)
2. ICICI Coral : 12L (LTF)

Next Targets:
1. AmEx Plat Travel
2. ICICI Sapphiro
3. IDFC Wealth
4. HDFC Millenia or Regalia

Update:

Got the following cards:
1. AmEx Plat Travel : 8.93L (FYF)

 

[Skylar]

Update:

Got the following cards:
1. AmEx Plat Travel : 8.93L (FYF)

You are on a mission.
You'll keep those FYF or you close them in a year?

 

[bhavyakjain]

You are on a mission.
You'll keep those FYF or you close them in a year?

Will close after first year

Took it to use as C2C to other premium cards

 

[Skylar]

C2C

For C2C, mostly 3 month old card is enough but these CC people be like sir if its not older than 9 months we can't approve

 

[iSayyed]

Got the following cards:
1. AmEx MRCC : 5L (FYF)

What was your CS when you applied for it? I got a pre-approval offer, but I am still thinking

 

[bhavyakjain]

For C2C, mostly 3 month old card is enough but these CC people be like sir if its not older than 9 months we can't approve

Not sure

Can't hurt to try
No other choice

 

[bhavyakjain]

What was your CS when you applied for it? I got a pre-approval offer, but I am still thinking

Last month it was 776, haven't checked this month yet

 

[Skylar]

Last month it was 776, haven't checked this month yet

Gpay, Amazon, Airtel these will show cibil score for free

 

[Skylar]

I should add in my portfolio.

People say it is the one card that never become LTF, But recent devaluation it should be turned into LTF card.

 

[launchcraft]

Will close after first year

Took it to use as C2C to other premium cards

closing a card impacts your credit score negatively...so avoid that
Avoid taking that card which you will not be using in future.