credit card spending

[leekatuya]

is every spend of credit card adds to total spending? suppose i shop for some huge amount using credit card and i pay off half of it before statement date to avoid high credit utilisation.
will the paid amount count to my milestone spending or the only part after statement date.?. will both count to total annuL spending?

 

[nikhilchauhan]

Yes, the credit utilization actually depends upon your statement balance. You can like statement balance divided by your credit card is your actual credit utilization ratio

 

[leekatuya]

Yes, the credit utilization actually depends upon your statement balance. You can like statement balance divided by your credit card is your actual credit utilization ratio

i m not asking about credit utilisation. i am asking about spending count about to milestone.

 

[nikhilchauhan]

The spending count to milestone is calculated after the bill is generated. Adding money to credit card before bill is generated won't contribute towards credit milestone

 

[leekatuya]

ok thanks.