Manishahuja7897
KF Rookie
Hello Everyone, 
I have a query regarding credit card upgrades and would love your insights:
I currently hold multiple lifetime free credit cards. When I check with customer care or through the bank app for an upgrade, the options offered are all paid variants.
Any experiences, tips, or insights on this would be super helpful
Thanks in advance!

I have a query regarding credit card upgrades and would love your insights:
I currently hold multiple lifetime free credit cards. When I check with customer care or through the bank app for an upgrade, the options offered are all paid variants.
- Is there any way to get an upgraded lifetime free card?
- If I decide to close one of my older cards (about 7 years old) and apply for a new card from the same bank, will this have a negative impact on my CIBIL score?
- Do credit card upgrades themselves impact CIBIL score in any way?
Any experiences, tips, or insights on this would be super helpful

Thanks in advance!