Early CC bill payment

dct11

KF Rookie
How to pay CC bill before bill generate? Because after 1 july enable to pay. Any alternate way?(Axis, sbi)
 
Check the bank mobile app. Under the credit card section, there will be an option to pay outstanding dues. You can transfer money from your savings account to pay credit card dues. You can also preload the credit card, if it's allowed by your bank.
 

dct11

KF Rookie
Check the bank mobile app. Under the credit card section, there will be an option to pay outstanding dues. You can transfer money from your savings account to pay credit card dues. You can also preload the credit card, if it's allowed by your bank.
ok but after pay outstanding. But there is no option for pay extra(amount which not generate bill) how to pay that?
 

knagar0078

KF Expert
You can try third party apps like CRED, INDMONEY, MOBIKWIK, PAYTM, PHONEPE, or AMAZONPAY. There just go to the Credit Card secton or the option "Credit Card" and then after entering the last four digits of your Credit Card along with your mobile number, you can pay the bill. Since you want to pay the extra go to the custom section instead of total bill pay or minimum amount.
If one application is not allowing the other might do so.
Hope this Help...
 

knagar0078

KF Expert
Well I'm happy for you that your own method worked. Great Job👍 . But the thing is I always try to use my Debit Card whenever possible. The only reason is that most of the methods which I have stated counts Credit Card payment under the utility payment category and thus, depending upon the Debit Card I can each some extra cashback/rewards. I use SBI Debit Card ( use any SBI Debit Card and get SBI rewards), after I figured that HDFC MILLENNIA Debit Card didn't provide any cashback on this. I'll get HDFC EasyShop Platinum Debit Card (provides 1% cashback).
Maybe there are other Debit Cards as well but I'm not aware about them.
NEFT, IMPS, UPI... These are only useful in emergency situations.
Hope this Helps you and others.
 
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