First credit card

hitirfan

KF Mentor
Why not SBI Cashback card? It will cover all online shopping.
Reject hogaya. Aj tak maine jo b card online apply kiya except BOB Card wo sab reject huwe. Bank pe jake apply kiye do cards fir wo approve hogaye . SBI Customer care ne bola SBI Cashback Card bank pe jake apply nahi hoga.

BOB Card ne bas 25K limit diya. Mje HDFC IOCL ko 80K limit hai.
 

Skylar

KF Master
Then you can try Swiggy HDFC Bank credit card gives you 5% for Amazon and Flipkart, more online shopping.
Hey, have you used Swiggy HDFC card on amazon and Flipkart?

Can confirm on what all categories that card is giving 5% on amazon and Flipkart, I have received it last week haven't tried on amazon or flip yet.
 

Skylar

KF Master
Reject hogaya. Aj tak maine jo b card online apply kiya except BOB Card wo sab reject huwe. Bank pe jake apply kiye do cards fir wo approve hogaye . SBI Customer care ne bola SBI Cashback Card bank pe jake apply nahi hoga.

BOB Card ne bas 25K limit diya. Mje HDFC IOCL ko 80K limit hai.
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The following are my credit cards: aside from the Kotak Urbane card, which I have held for five years, all other cards were acquired in 2023 and 2024.

Patience is crucial; as one’s credit history matures, the likelihood of obtaining superior cards increases.

did banks mention the reason for card rejection?
 

Gajendrakumar

KF Expert
Hey, have you used Swiggy HDFC card on amazon and Flipkart?

Can confirm on what all categories that card is giving 5% on amazon and Flipkart, I have received it last week haven't tried on amazon or flip yet.
I am desperately checking Swiggy app if I get as LTF. As per my knowledge this is best card with less fee.
 

hitirfan

KF Mentor
View attachment 931


The following are my credit cards: aside from the Kotak Urbane card, which I have held for five years, all other cards were acquired in 2023 and 2024.

Patience is crucial; as one’s credit history matures, the likelihood of obtaining superior cards increases.

did banks mention the reason for card rejection?
Nahi bataya kuch b. Bas ek Third party agent ne bola 3 months baad firse try karna.
Third party ppl also don't have access to apply for SBI Cashback Card.
 
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