First credit card

[Skylar]

Nahi bataya kuch b. Bas ek Third party agent ne bola 3 months baad firse try karna.
Third party ppl also don't have access to apply for SBI Cashback Card.

Forget about 3rd party agents, Check YouTube and apply you'll get those approved.

Check google pay if - Axis ace is preapproved.
Also, Tata neu app for Tata Neu Hdfc card

 

[hitirfan]

I would say it's good card only if its LTF
if its paid card I would have not taken it

U want everything for free

 

[hitirfan]

Forget about 3rd party agents, Check YouTube and apply you'll get those approved.

Check google pay if - Axis ace is preapproved.
Also, Tata neu app for Tata Neu Hdfc card

GPay se Ace wali application fill ki wahan aya kch issue. Don't want/need Tata Neu Cards

 

[Skylar]

U want everything for free

My Axis Airtel card, which is a paid card, offers a 10% cashback on Swiggy orders. Consequently, it wouldn't make sense to get paid Swiggy card that provides the same 10% cashback benefit.

 

[hitirfan]

My Axis Airtel card, which is a paid card, offers a 10% cashback on Swiggy orders. Consequently, it wouldn't make sense to get paid Swiggy card that provides the same 10% cashback benefit.

Amazon pe Amazon wala he card use karte ho ap?

 

[Skylar]

Amazon pe Amazon wala he card use karte ho ap?

Haan,
But Grocery I'm using OneCard offline - 10% to 20% (Dmart, spancer,more, reliance smart)
Same grocery bigbasket from neu app - neu app gives 5% coins and using airtel card for payment on bigbasket order 10% cashback.

Cloths having myntra kotak card so cloths on myntra (during same 7.5+7.5% total 15% discount)

Bakhi large appliance tho sale ke time so sale jo card hoga wo.

isliye mera amazon pe karcha bahut kum hogaya.

 

[hitirfan]

Haan,
But Grocery I'm using OneCard offline - 10% to 20% (Dmart, spancer,more, reliance smart)
Same grocery bigbasket from neu app - neu app gives 5% coins and using airtel card for payment on bigbasket order 10% cashback.

Cloths having myntra kotak card so cloths on myntra (during same 7.5+7.5% total 15% discount)

Bakhi large appliance tho sale ke time so sale jo card hoga wo.

isliye mera amazon pe karcha bahut kum hogaya.

FD wala One Card?

 

[raj164]

Fixed Deposit backed Credit Card.

Check One Card or IDFC WOW Card

One card have stopped taking new customers been like that From 3rd april

 

[ajaych7777]

I'm 19 years old. So which credit card I could get if I don't file itr or as a student . Please suggest.

Let me know if u have any loan/FD CC
if ur Credit score is not yet generated

Start ur journey with FD Backed cc and gen Credit score IDFC WOW CC- Pref Bcoz they report your secured cc as unsecured card to bureaus.
-> after 4 or 6 months apply for either axis(flipkart, Neo, myzone etc..) or HDFC cards as u r 19 yrs old
-> if u get the above cards build a good portfolio otherwise open a savings account in any one of the above banks and wait for pre approved cards

Don't cross 30% utilization in your fd backed card to gen a good credit score

 

[Skylar]

FD wala One Card?

Nope, unsecured card.

 

[Skylar]

One card have stopped taking new customers been like that From 3rd April

Yes, My friend tried with his account and his fathers account only FD card is being shown not getting unsecured card now.
Maybe the paused to luanch card in Rupay network.

 

[hitirfan]

Nope, unsecured card.

I didn't knew wo Unsecured hota hai. Ajkal to One Card nahi milta.

 

[hitirfan]

Yes, My friend tried with his account and his fathers account only FD card is being shown not getting unsecured card now.
Maybe the paused to luanch card in Rupay network.

FD wala option b nahi hai

 

[Skylar]

I didn't knew wo Unsecured hota hai. Ajkal to One Card nahi milta.

Ohho maybe that is the reason we are getting too many offers on OneCard these days.
as there are every few costumers and most don't know how to activate and use offers on their app.

 

[hitirfan]

Ohho maybe that is the reason we are getting too many offers on OneCard these days.
as there are every few costumers and most don't know how to activate and use offers on their app.

Yeah