Apply for a credit card at the bank where you already have your salary and savings accounts, or consider opening a new account with a private bank that offers the credit card you’re interested in. Be sure to choose your card wisely by considering your spending habits, the card's terms and conditions, fees, and benefits.I am a government employee, I work for government of West Bengal for more than 2 years now. I have salary slips. I don't have taken any loan as of now. I want to build my credit score for future loans. Is it possible to get a credit card for me other than fd based cards?