Sam Maxi
KF Mentor
Hello Everyone,
I'm New to the Community and i Really Need Some Help.
I'm 20 (21 this October), i Am Not Studying, i Buy and Sell Computers, Laptops From My House Itself, Also a Novice Trader.
I have had Absolutely No Credit History and to Change that i Started with Getting a FD CC (Paisabazaar Step Up CC, Rs.2000 fd) on 19th June. And Surprisingly My Cibil(782) was Generated in a month on 22nd july and Experian(781) was Generated on 24th July. Now this was all about the Good Part. The Bad Part is Because of My Stupidity, i have More than 8-9 Enquiries itself for july. Not Applying Anywhere this month and later on, but still i made this huge mistake of checking every possible card Suitable for me.
Now as Everyone Keeps Saying that once i get my 1st Unsecured Card, I'll have lots of cards later on, but given my Situation, what do i have to Do? I'll Definetly wait till October but i eagerly want my First Unsecured Credit card.
Any Comments/Help/ Suggestion is truly Appreciated and Sorry for such a long Story
I'm New to the Community and i Really Need Some Help.
I'm 20 (21 this October), i Am Not Studying, i Buy and Sell Computers, Laptops From My House Itself, Also a Novice Trader.
I have had Absolutely No Credit History and to Change that i Started with Getting a FD CC (Paisabazaar Step Up CC, Rs.2000 fd) on 19th June. And Surprisingly My Cibil(782) was Generated in a month on 22nd july and Experian(781) was Generated on 24th July. Now this was all about the Good Part. The Bad Part is Because of My Stupidity, i have More than 8-9 Enquiries itself for july. Not Applying Anywhere this month and later on, but still i made this huge mistake of checking every possible card Suitable for me.
Now as Everyone Keeps Saying that once i get my 1st Unsecured Card, I'll have lots of cards later on, but given my Situation, what do i have to Do? I'll Definetly wait till October but i eagerly want my First Unsecured Credit card.
Any Comments/Help/ Suggestion is truly Appreciated and Sorry for such a long Story