FYF HDFC Swiggy CC
- Thread starter hitirfan
- Start date
Skylar
KF Master
Better wait for LTF, just started using it this is more rewarding than any other HDFC card I had so far. Direct statement settles one day after the bill generation. So, we pay the balance after cashback deduction.
Master Chief
KF Expert
Is 5% Flat Cashback valid on Utility Bills and Gift card purchases ?
Left application in the middle and you will get ltf offer after 15-20days
Vara Prasad
KF Ace
Swiggy hdfc doesn't provide cashback on bills and gift card purchases.
the 5% is only applicable on the following categories:
zacobite
KF Mentor
if u can spend 30k and get the 3k per month.. fee doesn't matter...
hitirfan
KF Mentor
They converted it into LTF after request
hitirfan
KF Mentor
I applied and got the card thereafter I requested them to convert to LTF and they accept after few emails.
zacobite
KF Mentor
excellent..
Me and my sister also got LTF offer by just leaving application in the middle
Attachments
zacobite
KF Mentor
more ltf means devaluation soon... make the most as long as it lasts....much..i went to a restaurant yesterday and paid 348 rs for some. stuff
same. order on swiggy i checked was 768 rs.. So do the math.. Swiggy is taking us for a ride...
Could you please explain what do you mean by leave in the middle of application.
And by doing so does it do a hard enquiry and then after getting LTF offer, when applying does it do enquiry again, total 2 enquiries.
Last edited:
Trilochan20
KF Expert
I also want to know this.
hitirfan
KF Mentor
I think that will amke an enquiry. If he get LTF offer during the time first application was still alive, there won't be 2nd enquiry.
zacobite
KF Mentor
some banks do it again.. HSBC does twice every time they pick up the application..
Im not sure about enquiries but in my experience i started application with joining and annual fee got ref no number and next day kyc agent called me to do biom kyc
I said no I don’t want card anymore so pls don’t initiate any kyc
And after 1.5-2 mnth got notification from swiggy that it is exclusively LTF for you
After that took my sister”s phone click on swiggy card filled name and details and then i left and didn’t do any bank verification
So after 20-25 days Swiggy sent notification that it is LTF exclusively for you
Can you please check your and your sister's credit report and post here about the enquiries.
As I cannot afford to have many enquiries in my report because my credit history is just 4 months.
zacobite
KF Mentor
so wait.. whats the rush..
abhisheksingh
KF Ace
I'm getting the first year free offer on the Swiggy app. Does this trick still work, or is it too late now?
I already have HDFC MoneyBack+ and Regalia though, so will they offer this card as LTF if I leave application in the middle?
