Yes, HDFC Bank provides credit card against Fixed.
Will need minimum amount of 25000 in fixed deposit for availing credit card and variant can be chosen from MoneyBack / Millennia / Regalia Gold.
Applying For Credit Cards against Fixed Deposit
The process of availing Credit Cards against Fixed Deposit involves the following steps - Create A Fixed Deposit
If you do not have an existing Fixed Deposit with the bank, you need to first open an FD account. You can open the FD online or by visiting the bank. Ensure you consider the credit limit you want and create an FD accordingly.
Fill Out Your Credit Card Application
After creating the FD, you can approach the bank and express your interest in obtaining a Credit Card against FD. The bank will provide an application form that you must fill out, wherein you must provide your necessary personal and Fixed Deposit details.
Submit The Required Documents
You will need to provide your identity and address proof documents (for KYC purposes), along with the Fixed Deposit certificate to complete the documentation process for Credit Card against FD.
Approval and Issuance
Once you submit your documents, the bank verifies them. After evaluating your application, the bank approve your request for a Credit Card and issues it. The bank sends the CC and other vital literature pertaining to the card usage, policies, etc., to your registered address.
Yes, HDFC Bank provides credit card against Fixed.
Will need minimum amount of 25000 in fixed deposit for availing credit card and variant can be chosen from MoneyBack / Millennia / Regalia Gold.
Applying For Credit Cards against Fixed Deposit
The process of availing Credit Cards against Fixed Deposit involves the following steps - Create A Fixed Deposit
If you do not have an existing Fixed Deposit with the bank, you need to first open an FD account. You can open the FD online or by visiting the bank. Ensure you consider the credit limit you want and create an FD accordingly.
Fill Out Your Credit Card Application
After creating the FD, you can approach the bank and express your interest in obtaining a Credit Card against FD. The bank will provide an application form that you must fill out, wherein you must provide your necessary personal and Fixed Deposit details.
Submit The Required Documents
You will need to provide your identity and address proof documents (for KYC purposes), along with the Fixed Deposit certificate to complete the documentation process for Credit Card against FD.
Approval and Issuance
Once you submit your documents, the bank verifies them. After evaluating your application, the bank approve your request for a Credit Card and issues it. The bank sends the CC and other vital literature pertaining to the card usage, policies, etc., to your registered address.
Bhai agr aap salaried hai toh apna ac hdfc mein open karke maintain kare kch amount ac mein daalke chhod do apne aap Pre-approved cr card offer mil jayega aur koi income verification bhi hone ke chance kum hai
(Meri Aunt ka approval liya hai mene that to with a limit of 1,08,000)
Bank se pre approved offer aya tha isska kch jayda nhi kra just thoda bht maintain kra5-6 mahine ac
Agr self employed hai toh bhi try kr skte ho ac mein 40-60k maintain kr skte ho toh krlo aur transaction bhi krte rho frequently
