HDFC Business Regalia VS BizPower
- Thread starter GDSingh
- Start date
TaxWiser
KF Mentor
Let's compare the HDFC Business Regalia and HDFC BizPower credit cards, focusing on their lounge access benefits, as you travel frequently.
HDFC Business Regalia
- Domestic Lounge Access: Up to 12 complimentary visits per year at domestic lounges.
- International Lounge Access: Up to 6 complimentary visits per year through Priority Pass.
- Additional Benefits:
- Earn 4 reward points for every ₹150 spent on retail transactions
- 10,000 bonus reward points on annual spends of ₹5 lakhs and an additional 5,000 points on ₹8 lakhs
- 1% fuel surcharge waiver
- Dining benefits with up to 7.5% savings on restaurant bills via Swiggy Dineout.
HDFC BizPower
- Domestic Lounge Access: 2 complimentary visits per quarter, with an additional 2 visits based on spends.
- International Lounge Access: Up to 6 complimentary visits per year.
- Additional Benefits:
- 5% cashback on business essential spends in the first year.
- 4 reward points for every ₹150 spent on business payments.
- Extended credit period of up to 55 days.
Which is Better for You?
Given your frequent travel needs, both cards offer substantial lounge access benefits. However, the HDFC Business Regalia might be more advantageous due to:
- Higher number of complimentary domestic lounge visits (12 vs. 8 per year).
- Similar international lounge access benefits.
- Additional perks like dining discounts and higher reward points on retail spends.
If you prioritize domestic lounge access and additional travel-related perks, the HDFC Business Regalia would likely be the better choice compared to HDFC BizPower.
For other Credit Cards for Lounge Access benefits, consider watching following videos:
(Source: Youtube & Conversation with Gemini AI)
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