HDFC lifetime free credit card?

PahulGoyal

KF Expert
You should stop using all other cards and use only the J and K Bank card.

Twelve percent of my overall wealth is invested in J and K. 😂
I bought it at 130/- now it's around 111/-
Invest in Zomato. It will go up if their new district app is better than bookmyshow.
 

Skylar

KF Master
enlighten us;);)
It varies from bank to bank. I can provide insights based on my location, but it may not be the same for your location.

To inquire about how banks operate in your area, you can ask agents who will be there in shopping malls/Stalls applying credit cards. They have better insights because if your card application is rejected, they won’t receive a commission. So they have sop for form filling.
 

gagan43

KF Expert
follow these steps to get HDFC LTF CC offer :
  • Maintain Daily Average Balance of atleast ₹30000 in HDFC account
  • Do transaction in thousands thus increase overall turnover of your account
  • Wait for Pre-approved LTF CC offer (in my experience waiting period is 3-9 months)
Tried and Tested (7 times) 😎

Note: Since you already have a HDFC CC, I think this step might not work in your case, but it worth trying. My suggestion would be try the above steps with your family members account who don't have any CC.
Absolutely correct
My mother got pre-approved offer in 8-10 months of opening a/c (with just 20-25k MAB)
And credit limit is 1,08,000 (Without any doc)
Approved in 2 days by just verifying a/c in single click
 
Top