I have a friend in HDFC Bank. He said to keep 2 Lakhs in account for few days then he will make it Preferred Banking account. Will that work or I have to keep 2 Lakhs for a long time?Agreeing to anyone of the below should make you eligible for Preferred Banking:
- A minimum Average Monthly Balance of Rs. 2 Lakhs in the Savings account
- A minimum Average Quarterly Balance of Rs. 5 Lakhs in a Current Account
- A minimum Average Monthly Balance of Rs. 15 Lakhs in a combination of Savings Accounts, Current Accounts and Fixed Deposits
- For Salaried Customer, Monthly net salary credit of Rs. 1.5 lakhs & above in HDFC Bank Corp Salary Account#
Details pulled from HDFC Website
Also, if you have a blood relative who is already enrolled in the Preferred Banking program, he can refer your name to the banking program by calling his Virtual RM, and you should get that for free without much hustle.
I got 3 of my family accounts (father, brother, and wife) using the above method, and 2 of them are already done. 1 is still pending.
It depends on a case-by-case basis.I have a friend in HDFC Bank. He said to keep 2 Lakhs in account for few days then he will make it Preferred Banking account. Will that work or I have to keep 2 Lakhs for a long time?
My Account has been made Preferred. How do I get Platinum DC without charges?It depends on a case-by-case basis.
I highly doubt that but still its bettter to give it a shot.
First of all, congratulations on becoming a Preferred customer.My Account has been made Preferred. How do I get Platinum DC without charges?
Thank you.First of all, congratulations on becoming a Preferred customer.
You just have to call Virtual RM once, they will do the needful
Login to the HDFC Bank Mobile Banking App >> Go to 'Menu' >> Click on Programme Name i.e. Imperia/Preferred/Classic >> Click 'Request a callback from RM'Thank you.
Preferred Banking Customer Care?
There is number of actual RM of the Branch. How to call Virtual RM?Login to the HDFC Bank Mobile Banking App >> Go to 'Menu' >> Click on Programme Name i.e. Imperia/Preferred/Classic >> Click 'Request a callback from RM'
This is the process of calling Virtual RM's only (for managed accounts like Preferred/PRIME/etc)There is number of actual RM of the Branch. How to call Virtual RM?
I applied for card through App and received it already. Now will see about Credit Card.This is the process of calling Virtual RM's only (for managed accounts like Preferred/PRIME/etc)
Yeah. I have a friend in the bank. He said he will keep my account Preferred for 1 Lakh balance. Otherwise it says 2 LakhsJust sharing my experience- I got imperia banking just by doing a few transactions of 3-4 lakhs per quarter, I don't maintain 10L+ in the acc nor do I have the FDs, but I do have my salary credited to the same account. It comes down to the bank honestly and they can override these T&Cs for potentially good customers for their products (cards, mutual funds, insurance, FD/RDs etc)