HDFC SmartPay: 5% cashback on gift cards – does a ₹1,000 cap apply per card or per account?

[Maitri Maniya]

I currently have two HDFC credit cards:
• HDFC Swiggy
• HDFC Tata Neu Plus Rupay

According to the SmartBuy offer, purchasing gift cards earns 5% cashback, capped at ₹1,000/month.

My question is:
Is this ₹1,000 cashback cap per credit card, or combined per HDFC customer account (across all cards under my name)?

If it is per card, then I could potentially buy gift vouchers using both cards and earn up to:
₹1,000 on Swiggy Card
₹1,000 on Tata Neu Plus Card
= ₹2,000 cashback per month via SmartBuy

Has anyone tried this with multiple HDFC cards

 

[amitvicky]

I currently have two HDFC credit cards:
• HDFC Swiggy
• HDFC Tata Neu Plus Rupay

According to the SmartBuy offer, purchasing gift cards earns 5% cashback, capped at ₹1,000/month.

My question is:
Is this ₹1,000 cashback cap per credit card, or combined per HDFC customer account (across all cards under my name)?

If it is per card, then I could potentially buy gift vouchers using both cards and earn up to:
₹1,000 on Swiggy Card
₹1,000 on Tata Neu Plus Card
= ₹2,000 cashback per month via SmartBuy

Has anyone tried this with multiple HDFC cards

It is per card.
But, which platform you are planning to buy Gift Cards, which band and steps??

 

[Maitri Maniya]

Myntra giftcard from payzapp-> smartbuy