HDFC Swiggy Credit Card April Offer: Clarification Needed on Exclusions

[Maitri Maniya]

Today, I received a message from HDFC Bank about a limited period offer for April: spend ₹5000 on your HDFC Swiggy Credit Card and get a ₹50 voucher. The terms and conditions mention that certain transactions like EMI are excluded.

My question is, there are a few exclusions on the Swiggy card that don't earn cashback, such as fuel, government, education, and insurance transactions. If I spend on these transactions, will they count towards the ₹5000 milestone for this offer?

Additionally, my mom has a MoneyBack Plus Credit Card and received a similar offer in March, but the exclusions for core cards were not mentioned for that limited period milestone offer.

 

[krishna1718]

50/5000x100 = 1 % for this unnecessarily don't over spend

 

[Maitri Maniya]

effectively it will be 2%
normal reward is 1% i will be getting + 5000->50 means 1% for the promotional offer. so in total 2%.
correct me if i'm wrong

 

[krishna1718]

effectively it will be 2%
normal reward is 1% i will be getting + 5000->50 means 1% for the promotional offer. so in total 2%.
correct me if i'm wrong

1% plus 5% on online spends or 10% on swiggy related indirectly 11/6 %. If you genuinely have spends then without thinking you can but just promotional offer in mind don't do spending unnecessarily