Hdfc tata neu infinity LTF
- Thread starter akash90
- Start date
anuragmukherjee28
Moderator
Unfortunately, the HDFC Neu Tata Infinity card, even the RuPay variant, doesn't have a Lifetime Free (LTF) option. It comes with a first-year fee waiver, after which you need to pay the renewal fee to keep the card active.
Here's what you can try to do ( hope this helps ) :
1. Check Renewal Offer: HDFC Bank offers a renewal fee waiver if you spend ₹3,00,000 or more in a year before your renewal date.
2. Contact HDFC Bank: You can directly contact HDFC Bank customer care and inquire about any possible LTF upgrade options for your specific card and profile. They might have some internal promotions or personalized offers available.
Here's what you can try to do ( hope this helps ) :
1. Check Renewal Offer: HDFC Bank offers a renewal fee waiver if you spend ₹3,00,000 or more in a year before your renewal date.
2. Contact HDFC Bank: You can directly contact HDFC Bank customer care and inquire about any possible LTF upgrade options for your specific card and profile. They might have some internal promotions or personalized offers available.
anuragmukherjee28
Moderator
yeah please sure
Only for TCS employees will the card get LTF. If you are a TCS employee, you will get the LTF card.
Skylar
KF Master
Not just TCS employees, People with high NRV with HDFC are also getting this card as LTF
Skylar
KF Master
You can get it converted to LTF, Depends on your negotiation skills.
You still have 8 months keep mailing them and keep bothering them one or the other nodal office will agree to your quarry and make it LTF.
launchcraft
KF Mentor
great advice...waise I am using it and as per my experience even if you just use it to spend on TATA BRANDS and UPI payments, you can easily reach the threshold of 3,00,000 in a year.
If not use it on TATA NEU app and get coins worth much more than the renewal fee of 1,499
Skylar
KF Master
Yeah, if you are pro tata user totally worth it.
waise I am using it and as per my experience even if you just use it to spend on TATA BRANDS and UPI payments, you can easily reach the threshold of 3,00,000 in a year.
If not use it on TATA NEU app and get coins worth much more than the renewal fee of 1,499
For me I finds products at better price on other apps so I don't shop much on neu
launchcraft
KF Mentor
How you beat prices of electronics in CROMA
Or the gold from TANISHQ
Or the 1.5% cashback on every UPI payment.
Konsa card de rha hai isse accha cashback, mujhe bhi batao...I will apply for it.
Skylar
KF Master
Myntra kotak card offers 2.25% total benefit on a Rs. 50,000 spent in a Quarter, surpassing the Axis Ace card.
50K base spend - 1.25% = 625
reaching milestone of 50k in a Quarter 2 PVR tickets.
Complimentary PVR Tickets 250*2 = 500
Total: 1125 (2.25%) on 50K spend in a quarter.
Skylar
KF Master
launchcraft
KF Mentor
If I use 50000 with HDFC card only for UPI payments I will get flat 750 back. it is a pretty good deal.Myntra kotak card offers 2.25% total benefit on a Rs. 50,000 spent in a Quarter, surpassing the Axis Ace card.
50K base spend - 1.25% = 625
reaching milestone of 50k in a Quarter 2 PVR tickets.
Complimentary PVR Tickets 250*2 = 500
Total: 1125 (2.25%) on 50K spend in a quarter.
Plus I don't watch movies, so it's better to get cashback which can be used anywhere rather than getting reward points or movie tickets.
This is my view only.
launchcraft
KF Mentor
Can't say much as I use AMAZON more.
Plus I don't like FLIPKART that much.
Maybe CROMA in your location is expensive, but here it is way cheaper.
Skylar
KF Master
If you don't want movie tickets you can redeem it as cash. then it will 1125 cash back (real money) gets settled in statement you don't even have to pay it.
launchcraft
KF Mentor
can you explain how you will get 1125 cashback
launchcraft
KF Mentor
Its nowhere mentioned that you can redeem your movie tickets for the cashback.
Skylar
KF Master
When you click on the milestone benefit in Kotak app you'll get 2 options to redeem it one in the form of tickets the other redeem as rewards and those rewards can be converted to cash in redeem section that to without any redemption fee
Skylar
KF Master
bro that is what i typed here
Myntra kotak card offers 2.25% total benefit on a Rs. 50,000 spent in a Quarter, surpassing the Axis Ace card.
50K base spend - 1.25% = 625
reaching milestone of 50k in a Quarter 2 PVR tickets.
Complimentary PVR Tickets 250*2 = 500
Total: 1125 (2.25%) on 50K spend in a quarter.
Skylar
KF Master
Even better on "One Card"
Dmart - spend 2500 and get 500 value back
Reliance smart - Spend 2500 and get 500 value back
and many more if you see "Around you" section of one card.
