finance.geek
KF Expert
Buying insurance is hard. Reading a policy document is even harder. And even if you make an effort to painstakingly go through this thing, you’ll most likely draw a blank because you won’t know what half those words mean. So in a bid to uncomplicate matters and teach you how to read a policy document, we’ve created a set of simple case studies to explain what some of the most common terms and features actually mean. We will also tell you how they impact you and why you may or may not need them. So let’s start with the most ubiquitous feature within the health insurance universe— Copayment.
Say no to Co-Payment?
Check for restrictions on room & room rent
Seek Low Waiting Periods
Opt for pre and post-hospitalization care
Ask for restoration benefit
Seek coverage for treatments that last <24 hrs
Domiciliary Expense
Bonus in case you don’t make a claim
Free health checkups every year
Cover for Alternative treatments
Maternity Benefits
When should you opt for OPD?
check these points before buying the Health insurance.
Say no to Co-Payment?
Check for restrictions on room & room rent
Seek Low Waiting Periods
Opt for pre and post-hospitalization care
Ask for restoration benefit
Seek coverage for treatments that last <24 hrs
Domiciliary Expense
Bonus in case you don’t make a claim
Free health checkups every year
Cover for Alternative treatments
Maternity Benefits
When should you opt for OPD?
check these points before buying the Health insurance.