Health Insurance Guide

finance.geek

KF Expert
Buying insurance is hard. Reading a policy document is even harder. And even if you make an effort to painstakingly go through this thing, you’ll most likely draw a blank because you won’t know what half those words mean. So in a bid to uncomplicate matters and teach you how to read a policy document, we’ve created a set of simple case studies to explain what some of the most common terms and features actually mean. We will also tell you how they impact you and why you may or may not need them. So let’s start with the most ubiquitous feature within the health insurance universe— Copayment.

Say no to Co-Payment?
Check for restrictions on room & room rent
Seek Low Waiting Periods
Opt for pre and post-hospitalization care
Ask for restoration benefit
Seek coverage for treatments that last <24 hrs
Domiciliary Expense
Bonus in case you don’t make a claim
Free health checkups every year
Cover for Alternative treatments
Maternity Benefits
When should you opt for OPD?

check these points before buying the Health insurance.
 

Manoj Kohli

KF Expert
Buying insurance is hard. Reading a policy document is even harder. And even if you make an effort to painstakingly go through this thing, you’ll most likely draw a blank because you won’t know what half those words mean. So in a bid to uncomplicate matters and teach you how to read a policy document, we’ve created a set of simple case studies to explain what some of the most common terms and features actually mean. We will also tell you how they impact you and why you may or may not need them. So let’s start with the most ubiquitous feature within the health insurance universe— Copayment.

Say no to Co-Payment?
Check for restrictions on room & room rent
Seek Low Waiting Periods
Opt for pre and post-hospitalization care
Ask for restoration benefit
Seek coverage for treatments that last <24 hrs
Domiciliary Expense
Bonus in case you don’t make a claim
Free health checkups every year
Cover for Alternative treatments
Maternity Benefits
When should you opt for OPD?

check these points before buying the Health insurance.
Sounds too complicated. Any detailed video on this on YT?
 

Harsh Shah

KF Expert
Buying insurance is hard. Reading a policy document is even harder. And even if you make an effort to painstakingly go through this thing, you’ll most likely draw a blank because you won’t know what half those words mean. So in a bid to uncomplicate matters and teach you how to read a policy document, we’ve created a set of simple case studies to explain what some of the most common terms and features actually mean. We will also tell you how they impact you and why you may or may not need them. So let’s start with the most ubiquitous feature within the health insurance universe— Copayment.

Say no to Co-Payment?
Check for restrictions on room & room rent
Seek Low Waiting Periods
Opt for pre and post-hospitalization care
Ask for restoration benefit
Seek coverage for treatments that last <24 hrs
Domiciliary Expense
Bonus in case you don’t make a claim
Free health checkups every year
Cover for Alternative treatments
Maternity Benefits
When should you opt for OPD?

check these points before buying the Health insurance.

Hello buddy! This community is created to post and share personal experiences and advice not for copy pasting.
I request you to share your knowledge which is typed by You
this above answer is generated by google bard and here proof is attached below
please don't copy and paste such AI generated AI answers.


1693240448364.png
 
Hello buddy! This community is created to post and share personal experiences and advice not for copy pasting.
I request you to share your knowledge which is typed by You
this above answer is generated by google bard and here proof is attached below
please don't copy and paste such AI generated AI answers.


View attachment 18
damn , he was the one , complaining about someone copying answer and now he is doing the same, great job harsh, thanks for protecting the community
 

finance.geek

KF Expert
Hello buddy! This community is created to post and share personal experiences and advice not for copy pasting.
I request you to share your knowledge which is typed by You
this above answer is generated by google bard and here proof is attached below
please don't copy and paste such AI generated AI answers.


View attachment 18
Hey i have not generated by the bard ai
that ai has Internet access and all the data is processed by the google so they show you this
these are are discussed in ditto which is backed by zerodha
 
Last edited:

finance.geek

KF Expert
damn , he was the one , complaining about someone copying answer and now he is doing the same, great job harsh, thanks for protecting the community
You can also check in the internet that bard does not record their generated answer because of internet access but chatgpt does not have internet access so chatgpt record all their generated answer so that they can do reverse engineering and make a perfect Ai Model .
Just check and then speak for anyone credibility
Hope you will get these points
 

Mahesh

KF Rookie
You can watch video of bekifaayati they have suggested the some of the best insurances and if you have too deep diver you can refer the video from LLA its great .

I guess most of the videos are old like a year or more than that. If you can send or direct towards the YT channel who has posted a new one.
Most of the videos have same points which I guess a regular watcher and has interest will alredy know.
Currently need a website to compare them health insurances.

Need mainly the names of the 5 to 10 health insurances so that one can go and check difference between the. To find compatible one.
 
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