how do i get started ?

[aryan948]

i am a student in college i got a monthly budget of 6k more than often it happens that i need to buy something or make a purchase that i can afford in coming month but at the moment i cant and so...i need a solution to this issue and ill prefer that it improve my credit score ? i considered to get fd backed credit card and i am a account holder in kotak and sbi considering to shift to idfc since kotak is not issuing any credit card now i am worried since if i invest my money in fd will i be able to use my credit card immediately ? more importantly can i do cash withdrawal?........help me out how should i get started ?

 

[Skylar]

FD-backed credit card from IDFC is an ok type option for you. You can use the card immediately for purchases (not cash withdrawals) but FD remains locked for the term. Build credit history by using it responsibly and repaying on time.

If you want to get FD card then take OneCard