Priyankjn51
KF Ace
I do have more than 20+ credit cards from almost every major bank
How many active credit cards do you have? Flash your portfolio.
- Thread starter Gogineni
- Start date
hitirfan
KF Mentor
Details, which one is paid which one is ltf
Mahindra007
KF Rookie
Standard Chartered Super Value Titanium Credit Card LTF (Fuel and Utility at 5% cashback)
SBI BPCL Octane card (annual fee ₹1499 + GST / waived off on spends of ₹2,00,000)
ICICI Amazon Pay LTF
IDFC First Select LTF
Axis Airtel Card (Annual fee ₹500 + GST)
Axis Neo LTF
Axis Flipkart LTF
HSBC Platinum Card LTF
IndusInd EazyDiner Signatre (Annual fee ₹1999 + GST)
One Card (powered by BOB Cards) LTF
Kotak IOCL Card LTF (RUPAY)
TATA Neu Infinity Card LTF
Most of the cards are LTF and I pay fees only for Axis Airtel card however the cashback in around 10 times more than the fees. The other one is IndusInd EazyDiner Signature card where I pay fees however I save around the fees amount within a month plus monthly ₹400 on bookmyshow is bonus.
SBI BPCL Octane is used everywhere else as it accumlates 2.5% cashback on all grocery and dining spends which I convert to refuel car every second month for around ₹2000 with net spend beyong ₹200000, the annual fee is waived off every year.
SBI BPCL Octane card (annual fee ₹1499 + GST / waived off on spends of ₹2,00,000)
ICICI Amazon Pay LTF
IDFC First Select LTF
Axis Airtel Card (Annual fee ₹500 + GST)
Axis Neo LTF
Axis Flipkart LTF
HSBC Platinum Card LTF
IndusInd EazyDiner Signatre (Annual fee ₹1999 + GST)
One Card (powered by BOB Cards) LTF
Kotak IOCL Card LTF (RUPAY)
TATA Neu Infinity Card LTF
Most of the cards are LTF and I pay fees only for Axis Airtel card however the cashback in around 10 times more than the fees. The other one is IndusInd EazyDiner Signature card where I pay fees however I save around the fees amount within a month plus monthly ₹400 on bookmyshow is bonus.
SBI BPCL Octane is used everywhere else as it accumlates 2.5% cashback on all grocery and dining spends which I convert to refuel car every second month for around ₹2000 with net spend beyong ₹200000, the annual fee is waived off every year.
Ravi12051993
KF Rookie
ICICI Amazon pay LTF
ICICI platinum LTF
ICICI coral rupay LTF
ICICI MMT LTF
KOTAK zen signature LTF
Kotak indian oil rupay 499+ gst
IDFC Select LTF
IDFC power plus 500 +gst
Yes bank rupay CC LTF
RBL paisabazar cc LTF
Sbi simply save (on the way )
ICICI platinum LTF
ICICI coral rupay LTF
ICICI MMT LTF
KOTAK zen signature LTF
Kotak indian oil rupay 499+ gst
IDFC Select LTF
IDFC power plus 500 +gst
Yes bank rupay CC LTF
RBL paisabazar cc LTF
Sbi simply save (on the way )
hitirfan
KF Mentor
SBI Octane fee is 1500+GST, u may have just SBI BPCL CC
knagar0078
KF Ace
Mine are the following:
Federal Bank Imperio (1 month) LFT
HDFC Bank BizGrow (5 months) ₹500+GST
RBL Bank BankBazaar SaveMax (1 month) LFT
RBL Bank Paisabazaar Duet (1 month) LFT
Want to apply in future:
Axis Bank Airtel Co-Branded
ICICI Amazon
IndusInd Tiger
Amex Gold
Actually I was not knowing that I shouldn't apply for one than 1 Credit Card in a quarter and when my application got rejected from one bank, I applied from other this caused an inquiry build-up of 2-3 inquiry per month.
Hoping to have multiple paid and LFT Cards I have put more than 30 inquiry in last 6 months continuously.
Now as I know that the cooling period of 6 months apply to all the banks, I won't reapply before six months.
But could anyone guid me with the best card for Bill payments, a bit of online groceries, etc.
I am a self employed proprietor with ITR of 6.5+ p.a having 2 commercial loans( not an issue).
Now, after 1 year of continuous learning I have a very good Credit Score despite multiple inquiries and never missed a payment.
Also, please tell me if I want the Amex after 5-6 months so will it be approved.
Federal Bank Imperio (1 month) LFT
HDFC Bank BizGrow (5 months) ₹500+GST
RBL Bank BankBazaar SaveMax (1 month) LFT
RBL Bank Paisabazaar Duet (1 month) LFT
Want to apply in future:
Axis Bank Airtel Co-Branded
ICICI Amazon
IndusInd Tiger
Amex Gold
Actually I was not knowing that I shouldn't apply for one than 1 Credit Card in a quarter and when my application got rejected from one bank, I applied from other this caused an inquiry build-up of 2-3 inquiry per month.
Hoping to have multiple paid and LFT Cards I have put more than 30 inquiry in last 6 months continuously.
Now as I know that the cooling period of 6 months apply to all the banks, I won't reapply before six months.
But could anyone guid me with the best card for Bill payments, a bit of online groceries, etc.
I am a self employed proprietor with ITR of 6.5+ p.a having 2 commercial loans( not an issue).
Now, after 1 year of continuous learning I have a very good Credit Score despite multiple inquiries and never missed a payment.
Also, please tell me if I want the Amex after 5-6 months so will it be approved.
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