How much time to wait between credit cards?

[Skylar]

Does SBI do a hard enquiry in your CIBIL report?

Can you state some banks that don't? Although I won't be applying, it would be good to know.

One Card - South India Bank
Didn't hit Hard enquiry on my CIBIL only on Experian.
-
Rest all other banks Do hard enquiry on CIBIL
- My kotak myntra second card from kotak no CIBIL Hit only Experian.
- My second card from ICICI and Axis didn't hit any hard enquiry as they were pre-approved.
- My second and third card from HDFC got Hard enquiry as I applied from Tata and Swiggy.

 

[Skylar]

Can anyone suggest me , which card will be better ? Tata neu plus or hdfc bank freedom

Get a core card from HDFC first then apply for Tata Neu or Swiggy HDFC.

And from August 1st its still 1% Tata neu plus card and 1.5% Tata neu infinity if you are using TATA neu app for UPI payments.

you'll get 0.25% on neu and 0.5% on infinty is you use Gpay, Phonepe or any other pay instead of Tata Neu Pay!