How to get First credit card and which card is best to apply 'cause i have no CIBIL. For Student!!!

[Meet Patel]

Hello Guys,

I am a College Student 18 year old. I want a credit card to build my CIBIL. So I try for one card(FD Version) but they not accepted my application didn't given option to make FD also. So now i'm finding another card. Can anyone suggest me some of the best cards "without CIBIL" Life time Free.

 

[arjungoyal12]

You can go for the credit card from any bank. I think if you have student account with bank. They might issue you a FD backed credit card easily

 

[rohan]

I would suggest you Kotak Dream different credit card. I am also using same and had no problems with it.

link: ***********.kotak811.com/credit-cards/811-dream-different-credit-card-against-fd

 

[srikant]

Hello Guys,

I am a College Student 18 year old. I want a credit card to build my CIBIL. So I try for one card(FD Version) but they not accepted my application didn't given option to make FD also. So now i'm finding another card. Can anyone suggest me some of the best cards "without CIBIL" Life time Free.

Hi , it will be difficult to find a life time free credit card without CIBIL . I would recommend to first build a CIBIL by having a FD backed CC . You can choose SBI SimplySave CC . I'm personally using it. You'll get a credit limit of 70-90% of your FD amount. Your joining fee and annual fee will be 499+18% GST , which is also reversible if you cross a particular milestone on your spending(easy to cross). So it will be free and you can parallely build your CIBIL to have a LTF CC.

 

[Meet Patel]

What's your opinion about IDFC FIRST WOW CC. It's LTF, 100% limit on FD.

 

[srikant]

What's your opinion about IDFC FIRST WOW CC. It's LTF, 100% limit on FD.

Hi,
I haven't gone through benefits . Let me come back on this.

 

[Meet Patel]

Suggest me some Rupay Credit cards LTF.

 

[Mohit@18]

U can apply through gpay Axis credit card

 

[Meet Patel]

U can apply through gpay Axis credit card

Can U provide me link?

 

[ayushjhaonline]

Idfc first wow...

You can also go with one card.. but ek baar fd close karne pee one card mee koi sa card issue nahi karwa payoge.. secured and unsecured both... so go with idfc wow mene dono use kiye hai

 

[ayushjhaonline]

What's your opinion about IDFC FIRST WOW CC. It's LTF, 100% limit on FD.

Best

 

[ayushjhaonline]

Suggest me some Rupay Credit cards LTF.

For rupay pnb fd card

 

[harsh_ujjwal]

Generate cibil by using Paylater services. Then you will be eligible for some decent cards in the market.