I have 3 lifetime free credit cards but now I am not using them by not using them will my credit score will reduce or not ?..

Zomint

Devshakti

KF Rookie
I have 3 lifetime free credit cards but now I am not using them by not using them will my credit score will reduce or not ?..
 

Skylar

KF Master
I have 3 lifetime free credit cards but now I am not using them by not using them will my credit score will reduce or not ?..
It won't be reduced it will improve,

Note: use those cards at least once a year so they don't become inactive.
 

sherin.real1

KF Expert
I have 3 lifetime free credit cards but now I am not using them by not using them will my credit score will reduce or not ?..
But sometimes they reduce the credit limit for not using the cc for long. This happened to a friend of mine with his IndusInd cc.
 

subhadeepdas

KF Rookie
Hello! I want to apply for a lifetime free cc for my spouse. She is a home maker. Her ITR below 6k. Which cc should I apply for? Kindly help!
 
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