If you are talking about the expiry date mentioned on the credit cards (also on debit cards) in that case the Card's chip and its features needs to be updated over time for security reasons and it doesn't it's the account will be closed you will receive a new card at the time when your old card would be expiredI have a credit card account meaning my credit card has expired and I have closed my credit card account. What is the difference between these two in the credit card history