I have never used a credit card. How can I improve my credit score without that?

17ysaurabh

KF Mentor
I've built my credit score with Amazon Pay Later and Flipkart Pay Later services.
I'll suggest going for Amazon Pay Later service as they don't charge any extra money like Flipkart.
 
I don't know much about credit score. Can I improve my credit score without getting credit card?
yes you can improve your credit score or cibil by taking personal loans, EMI's, consumer loans, and postpaid services like paytm postpaid. So from this you can improve your credit score without credit card.
 

Gigachad

KF Mentor
I don't know much about credit score. Can I improve my credit score without getting credit card?
Get a credit card...(fd cc).. use it.. pay on time..
Its the best way to improve your score..

Don't take personal loan & stuff, it will be different to take home loan in future then..
 
Very simple way. Book a FD. Take Overdraft against it. Close it. Check it on CIBIL/G-Pay/IIFL. If above 700 apply for Credit Card. Else Apply for Credit Card against FD
 

anmoldhar4

KF Rookie
You can start using Pay Later apps like Flipkart PayLater or Amazon PayLater or you can make an FD-backed credit card. use at least 3 months to generate your Credit Score.
 
Top