I have never used a credit card. How can I improve my credit score without that?

[arjungoyal12]

I don't know much about credit score. Can I improve my credit score without getting credit card?

 

[Harsh Shah]

Bekifaayati has already covered this already.

https://youtu.be/aeu0JP8PqeY?si=iYHf83dn2pAqzZ_d
You can refer to this video for more info.

 

[arjungoyal12]

Bekifaayati has already covered this already.

https://youtu.be/aeu0JP8PqeY?si=iYHf83dn2pAqzZ_d
You can refer to this video for more info.

Okay, will check!

 

[17ysaurabh]

I've built my credit score with Amazon Pay Later and Flipkart Pay Later services.
I'll suggest going for Amazon Pay Later service as they don't charge any extra money like Flipkart.

 

[AKASH SINGH]

I don't know much about credit score. Can I improve my credit score without getting credit card?

yes you can improve your credit score or cibil by taking personal loans, EMI's, consumer loans, and postpaid services like paytm postpaid. So from this you can improve your credit score without credit card.

 

[Gigachad]

I don't know much about credit score. Can I improve my credit score without getting credit card?

Get a credit card...(fd cc).. use it.. pay on time..
Its the best way to improve your score..

Don't take personal loan & stuff, it will be different to take home loan in future then..

 

[Utkarsh Sharma]

Book fd take overdraft against it or take a loan.

 

[Discount_Finder]

Very simple way. Book a FD. Take Overdraft against it. Close it. Check it on CIBIL/G-Pay/IIFL. If above 700 apply for Credit Card. Else Apply for Credit Card against FD

 

[anmoldhar4]

You can start using Pay Later apps like Flipkart PayLater or Amazon PayLater or you can make an FD-backed credit card. use at least 3 months to generate your Credit Score.