IDFC Credit Card

[ShahilD]

What the hell!!!!
My credit limit is 20k,
And it's a secured credit card.
So how the hell are they showing my limit this low ?
And my score dropped by 18 points as a result of their mistake

 

[TaxWiser]

What the hell!!!!
My credit limit is 20k,
And it's a secured credit card.
So how the hell are they showing my limit this low ?
And my score dropped by 18 points as a result of their mistake

Raise Dispute on CIBIL website regarding the same

 

[ShahilD]

Raise Dispute on CIBIL website regarding the same

Already did , and can you tell me what is this sanctioned amount? As they are showing it as the limit

 

[TaxWiser]

Already did , and can you tell me what is this sanctioned amount? As they are showing it as the limit

In a CIBIL report, the sanctioned limit of a credit card refers to the maximum credit limit that has been approved by the bank or financial institution for that particular card. This limit is the highest amount you can borrow on the card at any given time.

In your case, Sanctioned Limit: ₹20000

 

[ShahilD]

In a CIBIL report, the sanctioned limit of a credit card refers to the maximum credit limit that has been approved by the bank or financial institution for that particular card. This limit is the highest amount you can borrow on the card at any given time.

In your case, Sanctioned Limit: ₹20000

Okay but the Cibil report shows that the sanctioned amount is 608(you can check on the previous screenshot) and so does the credit limit on the one score app

 

[TaxWiser]

Okay but the Cibil report shows that the sanctioned amount is 608(you can check on the previous screenshot) and so does the credit limit on the one score app

That's why you should Raise dispute regarding the same thus correcting all this figures in your Credit Report

 

[username20]

I too face the same issue form the past 3 months they want me to make more amount as FD. I repoted twice to cibil regarding wrong data issue. They now started to enter wrong data into experian also where I cannot raise this issue. Experian is not accepting my complaint about credit card limit.

 

[sherin.real1]

What the hell!!!!
My credit limit is 20k,
And it's a secured credit card.
So how the hell are they showing my limit this low ?
And my score dropped by 18 points as a result of their mistake

This is exactly the same issue i have been facing from the past 6 months with my Secured card.
My Bank says there is no issue from their side and adviced me not to refer 3rd party application and only use banks application to check credit related details.
I used Gpay to check cibil score and credit limit and there it shows correct information.
Then I emailed OneScore, its been 3 months now and the issue is still not resolved. All they say is that our team is working on it and will inform you once we resolve the issue.

 

[ShahilD]

This is exactly the same issue i have been facing from the past 6 months with my Secured card.
My Bank says there is no issue from their side and adviced me not to refer 3rd party application and only use banks application to check credit related details.
I used Gpay to check cibil score and credit limit and there it shows correct information.
Then I emailed OneScore, its been 3 months now and the issue is still not resolved. All they say is that our team is working on it and will inform you once we resolve the issue.

Okay so there's no solution for this right?

 

[sherin.real1]

Okay so there's no solution for this right

I won't ask you to loose hope. Keep communicating with them about the issue i believe it will be resolved, might take a while. I'm following the same approach.

 

[zacobite]

What the hell!!!!
My credit limit is 20k,
And it's a secured credit card.
So how the hell are they showing my limit this low ?
And my score dropped by 18 points as a result of their mistake

not cibil.. complain to bank