Hi guys,
Bear with me for the extensive details.. I'm just too frustrated with SBI cards..
I'm an SBI cards customer from 2013 and while they were happily promoting card upgrades, they are hell bent on not increasing my credit limit. I have their prime card which I primarily use for the lounge access and the quarterly 1k pizza hut vouchers are an added bonus.. The limit provided is 60k which got reduced to 44k when I opted for SBI BPCL card(16k limit transferred).
The limit provided is based on my salary about 8-10 years back and now even after providing the latest salary slips and the required documents they are adamant on not increasing the limit and give lame reasons like documents not provided and ask to again submit the documents which is like a vicious cycle now
.
Reasons for wanting to keep hold of the card with hopefully increased limit.
1. My oldest card so helps with credit rating.
2. Lounge benefits as I have opted for add on for the missus.
3. Increased limit will help me utilise the card more without seeming like I'm over using the limit.. will also help to waive the 3.5k annual fees.
What do u guys think?? should I just give up and close the card account or is there any other way to increase the limit.
Bear with me for the extensive details.. I'm just too frustrated with SBI cards..
I'm an SBI cards customer from 2013 and while they were happily promoting card upgrades, they are hell bent on not increasing my credit limit. I have their prime card which I primarily use for the lounge access and the quarterly 1k pizza hut vouchers are an added bonus.. The limit provided is 60k which got reduced to 44k when I opted for SBI BPCL card(16k limit transferred).
The limit provided is based on my salary about 8-10 years back and now even after providing the latest salary slips and the required documents they are adamant on not increasing the limit and give lame reasons like documents not provided and ask to again submit the documents which is like a vicious cycle now

Reasons for wanting to keep hold of the card with hopefully increased limit.
1. My oldest card so helps with credit rating.
2. Lounge benefits as I have opted for add on for the missus.
3. Increased limit will help me utilise the card more without seeming like I'm over using the limit.. will also help to waive the 3.5k annual fees.
What do u guys think?? should I just give up and close the card account or is there any other way to increase the limit.