idfc current account

[Shouryathour]

Anyone here using idfc Current Account
im thinking to open one for me, as I sell services abroad, so I need a Current Account
hows the experience?
currently im using IDFC Saving Account as my main account

 

[arjungoyal12]

I’m using IDFC First Bank Current Account and the experience has been mostly smooth so far. Since you already have an IDFC savings account, the transition is easy and the app/netbanking experience is decent.

For services abroad, inward remittances usually get credited without issues, but like any bank you’ll still need to ensure proper purpose codes and FIRC documentation when required. Charges and forex rates are average, fine for small to medium volumes, but if your international receipts grow significantly, you may want to compare with HDFC or ICICI later.

Overall, it’s a reasonable option if you want convenience and decent service, just be clear on the minimum balance requirement for the current account variant you choose.