IDFC First Savings account as everyday expense account

[npshah9]

Hi Everyone,

I am planning to open a new bank account for my daily expenses. I want the below from the savings account.

1. When I make UPI payments with Gpay/Phonepe, whatever comments(remarks) I put on those apps, should be visible in the bank account statement as remark for that transaction so that I can easily identify from the statement/account transaction view about why I made that transaction if I ever need to check.
2. Mobile app/netbanking work 24 hours without major interruptions.
3. Reliable banking. Easy UPI pairing.
4. No Hidden cost.

Can I get all these things in IDFC First savings bank account? Or are there any other better bank accounts?

Thank you..

 

[npshah9]

Hi, can someone pls suggest?

 

[bekifaayatifan]

1) I can't comment, since I use UPI via the bank mobile apps.
2) , 3) & 4) - SBI works fine for me. I use their Virtual debit card instead of Physical debit card to avoid AMC.
One downside in my experice with SBI is, you cannot change registered mobile number using mobile app or net banking.

 

[Sagnik]

1) I can't comment, since I use UPI via the bank mobile apps.
2) , 3) & 4) - SBI works fine for me. I use their Virtual debit card instead of Physical debit card to avoid AMC.
One downside in my experice with SBI is, you cannot change registered mobile number using mobile app or net banking.

Tbh that can't be considered as a downside as many banks do the same for security reasons like kotak, sbi etc.

 

[npshah9]

1) I can't comment, since I use UPI via the bank mobile apps.
2) , 3) & 4) - SBI works fine for me. I use their Virtual debit card instead of Physical debit card to avoid AMC.
One downside in my experice with SBI is, you cannot change registered mobile number using mobile app or net banking.

Thanks. Appreciate it.