i am try 1st option but they told me it's not possible because you can't get any offer. so i thought try 2nd method but...Hope it will help you.
Upgrading your IDFC FIRST Millennia Credit Card to a higher variant like IDFC FIRST Select or Wealth Credit Card can offer better benefits and a higher credit limit. Here's a step-by-step guide to help you upgrade:
*Eligibility Criteria:*
Before initiating the upgrade process, ensure you meet the eligibility criteria:
1. *Good Payment History*: Maintain a good payment history with no late payments or defaults.
2. *Sufficient Credit Score*: Typically, a credit score above 750 is considered good.
3. *Account Tenure*: Your IDFC FIRST Millennia Credit Card account should be at least 6-12 months old.
*Upgrade Process:*
To upgrade your IDFC FIRST Millennia Credit Card:
1. *Call IDFC FIRST Bank Customer Care*: Reach out to IDFC FIRST Bank's customer care at 1860 500 1111 (toll-free) or 022 6242 5555 (charges applicable) to inquire about the upgrade process.
2. *Request an Upgrade*: Inform the customer care representative that you wish to upgrade your IDFC FIRST Millennia Credit Card to IDFC FIRST Select or Wealth Credit Card.
3. *Provide Required Documents*: You may be asked to provide additional documents, such as income proof, address proof, or identity proof, to support your upgrade request.
4. *Credit Limit Enhancement*: Request a credit limit enhancement, providing justification for the increase, such as a higher income or a good credit history.
5. *Wait for Approval*: The bank will review your upgrade request and may approve or reject it based on their internal policies and criteria.
*Alternative Method:*
If you're unable to get through to customer care, you can try:
1. *IDFC FIRST Bank Website*: Visit the IDFC FIRST Bank official website and navigate to the "Credit Cards" section.
2. *Upgrade Request Form*: Look for an upgrade request form or a "Upgrade Your Card" option. Fill out the form and submit it.
3. *Follow-up*: Follow up with the bank's customer care to confirm the receipt of your upgrade request and to inquire about the status.
*Tips:*
1. *Maintain a Good Credit Score*: Ensure your credit score is good to increase the chances of a successful upgrade.
2. *Provide Accurate Information*: Furnish accurate and up-to-date information to support your upgrade request.
3. *Be Prepared for Rejection*: The bank may reject your upgrade request due to various reasons, such as a low credit score or insufficient credit history.
Thanks