IDFC Millennia card upgrade

[Ayan37]

i have IDFC FIRST Millennia Credit Card so please tell me how can i upgrade this card to IDFC FIRST Select or Wealth Credit Card with better limit enhancement.

 

[Personal Finance by Nish…]

Hope it will help you.

Upgrading your IDFC FIRST Millennia Credit Card to a higher variant like IDFC FIRST Select or Wealth Credit Card can offer better benefits and a higher credit limit. Here's a step-by-step guide to help you upgrade:

*Eligibility Criteria:*
Before initiating the upgrade process, ensure you meet the eligibility criteria:

1. *Good Payment History*: Maintain a good payment history with no late payments or defaults.
2. *Sufficient Credit Score*: Typically, a credit score above 750 is considered good.
3. *Account Tenure*: Your IDFC FIRST Millennia Credit Card account should be at least 6-12 months old.

*Upgrade Process:*
To upgrade your IDFC FIRST Millennia Credit Card:

1. *Call IDFC FIRST Bank Customer Care*: Reach out to IDFC FIRST Bank's customer care at 1860 500 1111 (toll-free) or 022 6242 5555 (charges applicable) to inquire about the upgrade process.
2. *Request an Upgrade*: Inform the customer care representative that you wish to upgrade your IDFC FIRST Millennia Credit Card to IDFC FIRST Select or Wealth Credit Card.
3. *Provide Required Documents*: You may be asked to provide additional documents, such as income proof, address proof, or identity proof, to support your upgrade request.
4. *Credit Limit Enhancement*: Request a credit limit enhancement, providing justification for the increase, such as a higher income or a good credit history.
5. *Wait for Approval*: The bank will review your upgrade request and may approve or reject it based on their internal policies and criteria.

*Alternative Method:*
If you're unable to get through to customer care, you can try:

1. *IDFC FIRST Bank Website*: Visit the IDFC FIRST Bank official website and navigate to the "Credit Cards" section.
2. *Upgrade Request Form*: Look for an upgrade request form or a "Upgrade Your Card" option. Fill out the form and submit it.
3. *Follow-up*: Follow up with the bank's customer care to confirm the receipt of your upgrade request and to inquire about the status.

*Tips:*
1. *Maintain a Good Credit Score*: Ensure your credit score is good to increase the chances of a successful upgrade.
2. *Provide Accurate Information*: Furnish accurate and up-to-date information to support your upgrade request.
3. *Be Prepared for Rejection*: The bank may reject your upgrade request due to various reasons, such as a low credit score or insufficient credit history.

Thanks

 

[Ayan37]

Hope it will help you.

Upgrading your IDFC FIRST Millennia Credit Card to a higher variant like IDFC FIRST Select or Wealth Credit Card can offer better benefits and a higher credit limit. Here's a step-by-step guide to help you upgrade:

*Eligibility Criteria:*
Before initiating the upgrade process, ensure you meet the eligibility criteria:

1. *Good Payment History*: Maintain a good payment history with no late payments or defaults.
2. *Sufficient Credit Score*: Typically, a credit score above 750 is considered good.
3. *Account Tenure*: Your IDFC FIRST Millennia Credit Card account should be at least 6-12 months old.

*Upgrade Process:*
To upgrade your IDFC FIRST Millennia Credit Card:

1. *Call IDFC FIRST Bank Customer Care*: Reach out to IDFC FIRST Bank's customer care at 1860 500 1111 (toll-free) or 022 6242 5555 (charges applicable) to inquire about the upgrade process.
2. *Request an Upgrade*: Inform the customer care representative that you wish to upgrade your IDFC FIRST Millennia Credit Card to IDFC FIRST Select or Wealth Credit Card.
3. *Provide Required Documents*: You may be asked to provide additional documents, such as income proof, address proof, or identity proof, to support your upgrade request.
4. *Credit Limit Enhancement*: Request a credit limit enhancement, providing justification for the increase, such as a higher income or a good credit history.
5. *Wait for Approval*: The bank will review your upgrade request and may approve or reject it based on their internal policies and criteria.

*Alternative Method:*
If you're unable to get through to customer care, you can try:

1. *IDFC FIRST Bank Website*: Visit the IDFC FIRST Bank official website and navigate to the "Credit Cards" section.
2. *Upgrade Request Form*: Look for an upgrade request form or a "Upgrade Your Card" option. Fill out the form and submit it.
3. *Follow-up*: Follow up with the bank's customer care to confirm the receipt of your upgrade request and to inquire about the status.

*Tips:*
1. *Maintain a Good Credit Score*: Ensure your credit score is good to increase the chances of a successful upgrade.
2. *Provide Accurate Information*: Furnish accurate and up-to-date information to support your upgrade request.
3. *Be Prepared for Rejection*: The bank may reject your upgrade request due to various reasons, such as a low credit score or insufficient credit history.

Thanks

i am try 1st option but they told me it's not possible because you can't get any offer. so i thought try 2nd method but...
i don't find IDFC FIRST Bank official>Upgrade Request Form>Upgrade Your Card. please provide some screenshot step by steps..

 

[Personal Finance by Nish…]

Hit like and thank me later if you find this information helpful.

Sharing result as per IDFC official website.

To upgrade your IDFC credit card, follow this checklist:

• Identify the credit card you want to upgrade to.
• Check if you are eligible for the upgrade.
• Apply for the upgrade through IDFC FIRST Bank's official website login or mobile app login.
• Wait for the bank's approval.
• Once approved, your new credit card will be sent to you.

Search “How to upgrade credit card” via search bar from IDFC bank official website.

Thanks