If I buy on flipkart by emi with my 100% credit card limit, this 100% limit used will show on my cibil?

[Poco]

On flipkart i planing to buy mobile on emi , if i buy with 100% limit of my credit card.

Can this will be 100% limit used showing on my cibil?

 

[amitvicky]

If emi amount is equal to the 100% of your card limit then yes.

 

[krishna1718]

You cannot buy with 100% limit you should leave 2000-5000 limit for charges to be charged once emi is processed else you will charged overdraft or some other fines charges

 

[Poco]

If emi amount is equal to the 100% of your card limit then yes.

On 90% ?

 

[Priya Kaur]

On flipkart i planing to buy mobile on emi , if i buy with 100% limit of my credit card.

Can this will be 100% limit used showing on my cibil?

It's generally recommended to keep your credit utilization ratio below 30% to maintain a healthy credit score. If you plan to use a significant portion of your credit limit, it might be a good idea to either pay off the balance quickly or consider a higher credit limit to lower the utilization ratio.