Important Updates to Axis Bank Credit Card Benefits

[Skylar]

Effective Dates: Please note the two key effective dates for these changes: June 20, 2025, and October 1, 2025.

General Program Changes​

• Reward Tracking Method (Effective June 20, 2025): Reward points will now be calculated based on transaction categories instead of Merchant Category Codes (MCCs).
• EDGE Points/Miles Forfeiture (Effective October 1, 2025):Unredeemed EDGE Points or Miles will be forfeited if:
  • Your credit card account is closed and points remain unredeemed for 30 days.
  • Your account has been overdue for 90 or more days.
    
    
    

  • Card-Specific Benefit Adjustments​

    These changes are effective June 20, 2025, unless otherwise stated.
    
    Magnus & Magnus Burgundy Credit Cards:
    
    • Earn 12 Reward Points per ₹200 on spends up to ₹1.5 Lakh per month.
    • Earn an accelerated 35 Reward Points per ₹200 on spends exceeding ₹1.5 Lakh, up to your credit limit plus an additional ₹1.5 Lakh.
    • Spends beyond this accelerated tier will revert to the standard 12 Reward Points per ₹200.
      
  • Privilege Credit Card:
    
    • New Movie Offer: Enjoy a Buy One Get One (BOGO)movie ticket offer through the District app.
      • Receive up to ₹250 off per month on a booking of two tickets.
      • This offer is valid once per month and requires a minimum booking of two tickets via the app.
        
  • Flipkart Credit Card:
    
    • Myntra Cashback Boost: Earn 7.5% cashbackon Myntra purchases (increased from 1%).
      • This cashback is capped at ₹4,000 per statement quarter.
    • Flipkart & Cleartrip Cashback: Cashback remains at 5%for both Flipkart and Cleartrip transactions.
      • Each of these categories is capped at ₹4,000 per statement quarter.
        
  • Neo Credit Card:
    
    • Receive ₹120 offon Zomato orders of ₹499 or more.
      • This offer is valid twice per month. (Previously, the offer was 40% off on orders of ₹200 or more.)
        
  • Reserve Credit Card:
    
    • Earn 2X EDGE REWARD Points on international spends, equivalent to 30 points per ₹200 spent.
      • This accelerated earning is valid up to your credit limit.
        
  • Rewards Credit Card:
    
    • Get a flat ₹150 offon Swiggy orders of ₹500 or more.
      • This offer is valid twice a month.
        
  • Select Credit Card:
    
    • Movie Tickets: Enjoy Buy One Get One (BOGO)movie tickets via the District App.
      • Receive up to ₹250 off, valid twice a month.
    • BigBasket Offer: Get a flat ₹500 off on BigBasket spends of ₹2,500 or more.

 

[nightcode]

Disheartened to see the Flipkart Axis Credit Card being devalued. The Supermoney Flipkart Credit Card doesn't offer much value for Flipkart purchases, and ICICI refuses to issue me their Amazon Pay Credit Card despite my having an annual Amazon Prime subscription.

As a regular Flipkart user—especially for groceries—I really wish they’d at least increase the cashback cap to ₹6,000 (₹2,000/month).

Also, paying ₹999/year to maintain SBI’s Cashback Credit Card feels too steep for the benefits offered.

 

[Raj2708]

ICICI refuses to issue me their Amazon Pay Credit Card despite my having an annual Amazon Prime subscription.

I used an hack let me share with you... First try to get a Core ICICI specially Platinum one..
Use atleast once a month on Amazon for 6month. Please check your luck after 6month. You will get that Apay card... Suggestion: As you got rejected wait 3month atleast to apply to get core card..

 

[nightcode]

I used an hack let me share with you... First try to get a Core ICICI specially Platinum one..
Use atleast once a month on Amazon for 6month. Please check your luck after 6month. You will get that Apay card... Suggestion: As you got rejected wait 3month atleast to apply to get core card..

I’ll surely try this next, but honestly, I think they’ll probably reject me for the Coral Credit Card, just like HDFC( maintaining ₹5K MAB savings account), IDFC, AU, and IndusInd did for every CC. I don’t know why they keep rejecting me—they even do office/home verification and all, but still reject. CIBIL(778, Less than 30% utilization, never missed a payment and no late payments)

Here are the cards I currently have:

• Axis Flipkart (FYF)
• Axis Airtel (Paid), Neo (LTF) - Both Floater
• SBI SimplySAVE (FYF)
• RBL Shoprite (LTF)
• SuperMoney FD-backed card (with ₹1L+ FD, LTF)

I seriously don’t know what more I need to do to get at least an ICICI or HDFC card. I don’t want to go through the RM or branch route either.

 

[krishna1718]

I’ll surely try this next, but honestly, I think they’ll probably reject me for the Coral Credit Card, just like HDFC( maintaining ₹5K MAB savings account), IDFC, AU, and IndusInd did for every CC. I don’t know why they keep rejecting me—they even do office/home verification and all, but still reject. CIBIL(778, Less than 30% utilization, never missed a payment and no late payments)

Here are the cards I currently have:

• Axis Flipkart (FYF)
• Axis Airtel (Paid), Neo (LTF) - Both Floater
• SBI SimplySAVE (FYF)
• RBL Shoprite (LTF)
• SuperMoney FD-backed card (with ₹1L+ FD, LTF)

I seriously don’t know what more I need to do to get at least an ICICI or HDFC card. I don’t want to go through the RM or branch route either.

Instead of 1 lakh fd on super card you can split 2 fd of 50000 get icici insta platinum fd card and HDFC money back plus card if you able to go higher fd 120000 you can get HDFC Millenia

 

[nightcode]

Instead of 1 lakh fd on super card you can split 2 fd of 50000 get icici insta platinum fd card and HDFC money back plus card if you able to go higher fd 120000 you can get HDFC Millenia

My main purpose of FD was to get unsecured any HDFC and Apay ICICI CC. Once I get that, I am gonna pour the entire money in Mutual Funds as my existing investment (Debt, Liquid) is getting good returns. Supermoney FD intrest is not that good imo.