Indusind bank pinnacle credit card upgrade?


KF Rookie
I have received an upgrade option for my Indusind Legend credit card to convert into Pinnacle credit card. T
I was informed that the card would be made available for a joining fee of 15000 thousand + gst for which i would receive equivalent 15000 reward coupons and the card would be lifetime free. Do you think I should make the upgrade? I am not sure if this is a good card as I cant find much information regarding this on any platform


KF Mentor
I think it's a luxury credit card that will increase your expenses as well. Even if you getting the coupons, it means that you are spending 15,000 obviously. So, you should think about these points before making a decision