Is investment in SIP mutual funds good?


KF Mentor
Yes, it is.
SIP averages the highs and lows of the Equity market and gives great returns over a longer period.
Even people with lumpsum amounts prefer SIP using the STP method.


KF Mentor
Ager main 10 or 20 year 1000 monthly sip karta ho tu kitna profit Mel skta hai
For a monthly SIP of Rs. 1000 in Index funds (relatively safe) and assuming 12% returns,

1. If you invest it for 10 years,
Your invested amount = Rs. 1,20,000
Estimated returns = Rs. 1,12,339
Total value = Rs. 2,32,339

2. If you invest it for 20 years,
Your invested amount = Rs. 2,40,000
Estimated returns = Rs. 7,59,148
Total value = Rs. 9,99,148

If you are willing to take more risk, you can go ahead and invest in Flexi cap, Mid-cap or Small cap mutual funds and you might get returns at 15%
For long-term, SIP is a good option, as it allows you to benefit from cost averaging
and for risk-averse investors, SIP may be a better option, as it helps you average out market fluctuations.

Umang Agarwal

KF Rookie
Investing in sip is good if you want to invest regularly and in parts .If you have Lump sum money you can invest in Debt fund and then start a STP from that fund.


KF Rookie
Is investment in SIP mutual funds good option?
It depends with what you are comparing.

If you are expecting 10-15% return, then yes SIP is good investment option for a long term prospective. Risk is less comparison to direct stock investment.
But if you are considering more return then investing in direct stocks is good option. But here the RISK is very big.


KF Ace
Investing in SIP (Systematic Investment Plan) mutual funds is an excellent option for individuals looking to build wealth steadily over time. SIPs offer the benefits of disciplined investing, allowing investors to regularly contribute small amounts, which are then invested in a diversified portfolio of stocks or bonds. This strategy helps to mitigate the risks associated with market volatility while potentially generating attractive returns over the long term. With SIPs, investors can take advantage of the power of compounding and benefit from rupee cost averaging, making it a smart choice for those seeking to achieve their financial goals with consistency and stability.
Is investment in SIP mutual funds good option?
SIP is not a mutual fund, but a way to invest a particular amount periodically in a fund. Yes, it's a good option as it helps in averaging the cost over the period. It's specially beneficial for people doing small savings & want to invest in the market.