I just got my first credit card and I am like confused because I don't know a lot about credit cards. I have got Magnet Fd based credit card and I don't have any credit history. I just want know some basic things which is required to keep in mind while using credit card. Also I want to know when SBM bank reports the transactions to Cibil. Anyone can guide me. Think that I don't know anything and just want to learn.
