Kotak super 811

[agrawal3667]

I have used kotak 811 since 2years
I just upgraded my kotak 811 to 811 super
i got 5% cashback on all spends and purchase its like free money its zero balance accout

 

[callkishi]

That's great. Thank you for posting this new feature. Please answer the following queries:

1. Is cashback earned on Bank transfer via PhonePe using kotak bebit/virtual card?
2. I see, there's an annual fee of Rs.500. Right?

 

[agrawal3667]

there is annual fee 300 rs
only merchant payment,pos payment using debit card only
monthly cashback 500rs

 

[shivamid6]

there is annual fee 300 rs
only merchant payment,pos payment using debit card only
monthly cashback 500rs

Can we get this cashback on petrol pump as well?

 

[jainayush1040]

How would you state the differences between kotak 811 and super 811??

Annual fee of ₹300 is for card or for what?

 

[agrawal3667]

Can we get this cashback on petrol pump as well?

Yes you can

 

[agrawal3667]

How would you state the differences between kotak 811 and super 811??

Annual fee of ₹300 is for card or for what?

Kotak 811 basic account
Super 811 bigger account than normal
Super 811 monthly daily transaction limit more than normal
Best feature get a call back feature
Best platinum debit card with 5% cashback
Normal debit card nothing gives you

 

[mkate]

Kotak 811 Super t&c :

Transactions on below MCC (Merchant Category Codes) will not be considered for cashback:

• 5169, 5085, 5199, 2842, 5122, 5039, 5198, 7375, 5051, 5021, 5046, 5099, 7395, 8734, 5044, 5074, 2791- Business-to-business transactions
• 7995- Betting including lottery tickets, casino gaming chips, race tracks
• 7273- Dating and escort services
• 5960- Direct marketing - Insurance services
• 6012- Financial Institution - Merchandise Services & Debt Repayment
• 7800- Government licensed - lottery
• 7801- Government licensed- online gambling
• 7802- Government licensed - racing
• 5723- Guns and ammunition shops
• 6381- Insurance
• 6300- Insurance sales, underwriting & premiums
• 6010- Manual cash disbursements - Financial Institutions
• 4829- Money transfer
• 6051- Non financial institutions - Foreign currency liquid, crypto assets, account funding, traveler cheques & debt repayment
• 8651- Political donations
• 6540- Non-Financial Institutions – Stored Value Card Purchase/Load
• 5300- Wholesale clubs

 

[mkate]

They're not offering upgrade for existing 811 customers...

 

[amitvicky]

They're not offering upgrade for existing 811 customers...

They are....

If you are using their old app then it does not show a way to upgrade

Search for 811 app, it has a 811 logo (different from the old one).

Once you login using your existing MPIN, the app will/might give you option to upgrade yourself to super account.

It will take hardly 5 minutes.

 

[mkate]

I've multiple accounts in Kotak (including salary & spends account).
So, 811 app is not working, it asks to use the main Kotak app.

 

[shivamid6]

I've multiple accounts in Kotak (including salary & spends account).
So, 811 app is not working, it asks to use the main Kotak app.

Yup same issue with me.

 

[mkate]

I'm privy customer, I escalated this issue, they're saying it's only to acquire new customers, so upgrade is only provided to customer with only 811 account holders

 

[mkate]

Can we close all relationship with Kotak & get 811 super afresh ?

 

[amitvicky]

Can we close all relationship with Kotak & get 811 super afresh ?

Not sure if that is possible.

Try to open a new account in the name of your family member if possible.
Fill online form, someone from nearby branch will come to your home and open the account. (Alternate to online account opening).

If not and are ready to close all relationships with KMB, talk to your relationship manager first and tell him that you will close all your accounts with kotak.