Lifetime free

It's good only when you don't have enough credit score to get any other credit cards and using your credit card for international transactions without any forex fees etc
 

ShavirB

Founder
Staff member
This is one of beginners cards offered by IDFC. Honestly there are better lifetime Free Credit Cards out there (example - Axis My Zone, ICICI Amazon Pay)
 

rohit911

KF Rookie
I have Idfc wow card. I m getting the virtual Rupay card on this wow card.
So should I take it ? It's has fee 199rs per year.
I need it only for UPI , but seems like most merchants are not accepting payments through cc UPI.
So is it a good idea to take it ?
 
I have Idfc wow card. I m getting the virtual Rupay card on this wow card.
So should I take it ? It's has fee 199rs per year.
I need it only for UPI , but seems like most merchants are not accepting payments through cc UPI.
So is it a good idea to take it ?
There are other bank Rupay Credit cards which are being provided as LTF you can check those.
if the merchant has a person QR code at the shop then UPI through CC will not work. It works for all business merchant QR codes.
 
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