Limit decrese
- Thread starter kajolrock
- Start date
harsh_ujjwal
KF Mentor
No solution until n unless they offer you limit increase.
Sam Maxi
KF Mentor
Maybe because of low usage/activity. Try using the Card as much as you can, Not Unnecessary spends but like your regular spends. Also if you have a SBI bank account, try and Make More Transactions. Within Few Months you Shall Get the Credit Limit Increase Slider, Slide the Slider till 1L or So, not more then that. Most Probably they'll ask for Bank Account Access to check your Account History. Allow it and once they check and know that you are a Regular Spender, they'll increase it
Master Chief
KF Expert
I haven't used my SimplyClick (62K Limit) even once in last two months, card is 3.66 months old, Will SBI decrease limit if i don't use it much ?
hitirfan
KF Mentor
Can happen
Master Chief
KF Expert
Can i transfer some of the limit (say 12K ) of SimplyClick to Cashback Card (38K Limit) which i got just 2 weeks ago ? If yes will SBI ask for any document ?
Also how many times can i transfer limit between two cards ?
harsh_ujjwal
KF Mentor
Keep it using regularly else sbi is notorious in decreasing card holder's limit.
Master Chief
KF Expert
Not possible to use regularly, I have 3 other card (Airtel Axis, ACE & SBI CB) as well. I got this card for instant discount during sales, for regular use earlier i had Airtel axis and now SBI CB too
harsh_ujjwal
KF Mentor
Then don't think abt limit getting decreased..
