Loan against used vehicle

[shariq elahi]

Mujhe apne purane activa par loan Lena hai jo 2023 mai liya tha Maine kya mujhe ispar loan mil sakta hai or konsa bank easy instant loan provide karta hai or bahut kam interest par iske bare m mujhe knowledge nhi hai koyi btao tips mujhe kaise kya karna chahiye jisse aasani se mil jaye or mujhe iss mahine chahiye

 

[aakashkapoor]

Acha, agar tum apne purane Activa (2023 model) par loan lena chahte ho, to ye kaafi simple process hota hai. Banks isko “loan against two-wheeler” ya “secured loan on used vehicle” bolte hain.

Sabse pehle, tumhe ye jaanna hoga ki vehicle ka RC tumhare naam par hona chahiye aur insurance active hona chahiye. Phir loan milna easy ho jata hai.

Kaunse banks easily detey hain?

• HDFC Bank, fast processing, but thoda strict documentation.
• ICICI Bank, used 2-wheeler loans deta hai, process smooth hai.
• Bajaj Finance, instant approval type options hotey hain, docs kam maangte hain.
• Muthoot, agar bank se nahi mil raha to yeh log bhi loan against vehicle de dete hain, approval easy hota hai.

Interest rate kya hota hai? Usually 12%–18% ke beech hota hai, vehicle ki age aur profile par depend karta hai.
Tumhara vehicle 2023 ka hai, to rate thoda better mil jayega.

Process easy banane ke liye tips:

• RC + Insurance + PUC ready rakho.
• Bank ko vehicle ka condition show karna hota hai, to Activa sahi condition me honi chahiye.
• Pehle apni salary slip / ITR ready rakho—ye approval fast kar deta hai.
• 2–3 lenders se quote jarur compare karna, kaafi farq milta hai interest me.

Agar tum bata do ki tumhara city kaunsa hai, to main specifically suggest kar sakta hoon ki kaun sa bank waha sabse fast approval deta hai.