I get an sms each month this sender "JM-BSSMFI-S" & the message contains "Your loan a/c xx2663 with Kotak Bank (BSS) is in default by 606 days & data is reported to CBs. Pls repay overdue amt of Rs. 44500. For help call 8060004422." I don't remember taking any loan ever from them. But the amount is increasing each month in the message. I checked some places like Gpay & Bankbazar to check my credit card details & loans & haven't found anything related to this. What should I do?