SBI Cashback (Annual Fees of Rs. 1000) is one of the best beginners credit card out there, offering 5% cashback. Personally using that card since last 1 year, and even though there some devaluation in this card 6-7 months back but still I think it's totally worth it
SBI does not offer any LTF, there basis cards start with 499+GST Annual fees and their best card for Cashbacks is SBI Cashback Credit Card, which has a fee of 1000+GST Annually, so if you can spend to effectively so as to cover the Annual Charges and save some thing. then it's a good card accordingly as per your spending habits.
Hence check your spending habits (Online/ Offline), Average Amount of spending and then go for the suitable card.