Bhuvanchandra M
KF Expert
How to maximize Axis Horizon credit card completely
Maximize Axis Horizon card
- Thread starter Bhuvanchandra M
- Start date
anuragmukherjee28
Moderator
The Axis Horizon is a pretty solid everyday card, you can get good value from it if you use it in the right categories. Here’s the easiest way to maximize it:
1. Use it mainly for dining & travel
These are the two categories where Horizon gives the best rewards. If you spend regularly on food, restaurants, or travel bookings, you'll get the most value.
2. Make sure you hit the milestone benefits
If the card has monthly/annual spend milestones, you can get bonus rewards or fee waivers. Just plan your regular expenses around it.
3. Avoid low-reward categories
Fuel, rent, wallet loads, etc. don’t give much back, so try not to use Horizon for those.
4. Use Axis Travel Edge if you redeem points
Your points value is usually higher on Travel Edge compared to direct cashback-style redemptions.
If you share what your usual spending pattern looks like, I can help you figure out the best way to fit Horizon into it.
1. Use it mainly for dining & travel
These are the two categories where Horizon gives the best rewards. If you spend regularly on food, restaurants, or travel bookings, you'll get the most value.
2. Make sure you hit the milestone benefits
If the card has monthly/annual spend milestones, you can get bonus rewards or fee waivers. Just plan your regular expenses around it.
3. Avoid low-reward categories
Fuel, rent, wallet loads, etc. don’t give much back, so try not to use Horizon for those.
4. Use Axis Travel Edge if you redeem points
Your points value is usually higher on Travel Edge compared to direct cashback-style redemptions.
If you share what your usual spending pattern looks like, I can help you figure out the best way to fit Horizon into it.
