Mulitple repeated pre approved rejection by SBI credit card

[Pst]

I always got call from sbi head office to get SBI card , sometimes from bank bazar too , even I got preapproved offer from YONO app too, but whenever I apply online it got reject , always , this time after applying it got rejection from YONO too , I already have 10 credit cards from other banks . Those too with good limit , but sbi never tell me reason of rejection , I recently created FD in sbi too just to show them me as valuable Custmer , what you think I should do next , to get SBI , it’s been 3 years now I m trying to get

 

[arjungoyal12]

I think you should get in touch with some credit card agent

 

[Pst]

Even agent do same , they apply through online channel only , I get rejection again, my cibil
Is 775 but still I never reach to kyc option us se phele hi reject ho jata hai

 

[harsh_ujjwal]

Over leveraged issue with SBI Card. That's why we should opt for SBI card then go for other bank's card

 

[Pst]

Over leveraged issue with SBI Card. That's why we should opt for SBI card then go for other bank's card

That’s true . One of agent rechecked it , and told me the same reason and suggest me to close few of my credit cards , he said that’s the only way to get sbi , otherwise system won’t accept it , I was like whaaat , their system so ridiculous

 

[Skylar]

That’s true . One of agent rechecked it , and told me the same reason and suggest me to close few of my credit cards , he said that’s the only way to get sbi , otherwise system won’t accept it , I was like whaaat , their system so ridiculous

No, the best solution is to apply for an SBI card for your spouse or parents and use their card.

Alternatively, you can fill out the application with a higher annual income than the total limit of your cards (even if you have combined limits on a few cards, calculate them separately).

 

[Pst]

I m single 30 year old , and my parents are way to old to get credit cards , lthey feel credit cards are for the poor jin k pass paisa nhi hota they called it loan. - dnt want to close my other cards those are important cards too , and my income is fixed so I cnt show big income , I dnt know what to do next , shall I get FD based sbi card or may b try to apply offline , so for FD backed card they check civil too ? And how about offline will they give me same rejection reason or sbi branch have authority to give me card ,