my cibil score dropped from 810 to 791, how can I find out why and improve it?

[ronfinance99]

My credit score dropped from 810 to 791 without any reason. How do I find out why there is a drop in my score, and how can I improve it? I do not have any late payments, and also my EMI's are paid on time. My credit utilisation is below 15%.

 

[arjungoyal12]

That's a very strange case. I would recommend you to get proper report from CIBIL & experian website. It's free for once in a year. In that report, you might find out about the reason of decline in CIBIL score

 

[krishna1718]

My credit score dropped from 810 to 791 without any reason. How do I find out why there is a drop in my score, and how can I improve it? I do not have any late payments, and also my EMI's are paid on time. My credit utilisation is below 15%.

810 means you are new one since you credit age is low it will decrease more until 770 or 750 and then it stabilized then score will increase based on your repayment history

 

[launchcraft]

You can use onescore app to check your experian and cibil score with all the factors affecting your score and why there is a decline.
You can download the app and check your scores.
Drop a message if you are not able to understand anything.