Maitri Maniya
KF Mentor
I’m planning to take a mortgage loan of ₹45 lakh for 5 years. I’d like to know which bank or financial institution offers the lowest interest rates and the best terms.
As I’m new to this process, I would appreciate guidance on what key parameters to consider when comparing offers from two or more banks. For example:
As I’m new to this process, I would appreciate guidance on what key parameters to consider when comparing offers from two or more banks. For example:
- Interest rates (fixed vs. floating)
- Processing fees
- Prepayment/foreclosure charges
- Hidden costs or terms
- Customer service experience
