If you are holding salary account in any private sector bank you can get credit card easily without any trouble.I am 20 year old student i am looking for credit card suitable for my preference is no joining or annual fees & if rupay is available i preferred
They won't give free card to beginner. But u can use the card in various app to earn cashback like Paytm, PhonePe, Mobikwik, GPay etc. that would be more than the feeI am an HDFC customer they now provide me only 2 option HDFC freedom card & indian oil card both has 500 rs joining Fees and annual fees should i take it or wait until 21 year old . If any idea how can i reduce this annual or joining fees