Need help to choose credit card for students

[purneshbalaji]

Hello sir/mam, I'm Purnesh an Engineering student, I'm 21 and I'm looking for some credit cards which are best for students, it can be any type of credit card, could you suggest us students best credit card that we can get?

 

[TaxWiser]

Hello sir/mam, I'm Purnesh an Engineering student, I'm 21 and I'm looking for some credit cards which are best for students, it can be any type of credit card, could you suggest us students best credit card that we can get?

• Amazon Pay ICICI CC (Best Lifetime Free CC for Amazon users)
• Swiggy HDFC CC / SBI Cashback CC (Best for Online Spends)
• Tata Neu Infinity Rupay CC (Best Rewarding RuPay CC if you're Tata Brand User and since you're a student I assume you can easily utilize neu coins)
• Airtel Axis CC (For Utility Spends)
• SBI SimplySAVE RuPay CC/ SBI SimplyClick CC / Axis Neo CC / ICICI Coral RuPay CC (only for BBD & GIF sale)

 

[purneshbalaji]

Can you tell me what are the criteria i should look for when I'm selecting for a credit card, and how can make the rewards to my best usage

 

[TaxWiser]

Can you tell me what are the criteria i should look for when I'm selecting for a credit card, and how can make the rewards to my best usage

First of all, look for a lifetime free credit card to relieve yourself from the burden of using the card just to get rewards and benefits that compensate for joining and renewal fees.

Next, analyze your personal and family members’ spending to see where a credit card can be utilized to provide rewards or cashbacks for your daily expenses. This will help prevent you from falling into the credit card trap of overspending. You can also consider making occasional purchases for trustworthy friends, neighbors, and relatives to calculate overall utilization before choosing the right credit card.

Good Luck

 

[abhimarda]

Hello sir/mam, I'm Purnesh an Engineering student, I'm 21 and I'm looking for some credit cards which are best for students, it can be any type of credit card, could you suggest us students best credit card that we can get?

If you do not have any income source (I am assuming as you are student), then getting unsecured card would be difficult. Look for any secured LTF card which will build your credit score as well.

 

[ichika]

Hello sir/mam, I'm Purnesh an Engineering student, I'm 21 and I'm looking for some credit cards which are best for students, it can be any type of credit card, could you suggest us students best credit card that we can get?

As now you are a student so your first priority should be a free credit card or a card that's benefits greater than the charge.
And you should calculate your expenses too so you know the cashback you are going to find.
My suggestion for you are-
1.canara bank gold emv card
2.super money super card(fd backed)
3.airtel axis bank credit card
4.one card
I don't think as your first card you gonna get a unsecured credit card so you have get a fd backed credit card.
For more info contact me.

 

[Akusahil]

Hello sir/mam, I'm Purnesh an Engineering student, I'm 21 and I'm looking for some credit cards which are best for students, it can be any type of credit card, could you suggest us students best credit card that we can get?

Hey @purneshbalaji,
I am also, so while I applying my first credit card I got rejected because I don't had cibil score that time. So I applied for IDFC First Wow credit as it's lifetime free and FD based credit card, with help of this credit I have built my credit score and then I applied The first Unsecured Credit card and guess what..?
I got mail from the that my credit card application is approved
The I was applied that is flipkart axis credit card and applied from Flipkart Application only.
So I suggest you for getting first credit is only important don't worry about which credit do you want or do you apply... just apply for first Secured card. For Best Secured Card you can check out bekifaayati.co or bekifaayati youtube channel.
Best of luck for your First Credit Card

 

[sayandeb]

• Amazon Pay ICICI CC (Best Lifetime Free CC for Amazon users)
• Swiggy HDFC CC / SBI Cashback CC (Best for Online Spends)
• Tata Neu Infinity Rupay CC (Best Rewarding RuPay CC if you're Tata Brand User and since you're a student I assume you can easily utilize neu coins)
• Airtel Axis CC (For Utility Spends)
• SBI SimplySAVE RuPay CC/ SBI SimplyClick CC / Axis Neo CC / ICICI Coral RuPay CC (only for BBD & GIF sale)

IDFC FIRST BANK WOW CREDIT CARD can be good option according to me.

 

[RajendraKhatri]

Hey @purneshbalaji,
I am also, so while I applying my first credit card I got rejected because I don't had cibil score that time. So I applied for IDFC First Wow credit as it's lifetime free and FD based credit card, with help of this credit I have built my credit score and then I applied The first Unsecured Credit card and guess what..?
I got mail from the that my credit card application is approved
The I was applied that is flipkart axis credit card and applied from Flipkart Application only.
So I suggest you for getting first credit is only important don't worry about which credit do you want or do you apply... just apply for first Secured card. For Best Secured Card you can check out bekifaayati.co or bekifaayati youtube channel.
Best of luck for your First Credit Card

For how much time did you use IDFC First Wow?