Need help to increase my cibil from 726

[Abyadav]

I have pre approved limit in bajaj finance card of 50k and i m planning to purchase using bajaj . But in upcoming April i want to apply for business loan of 10lakh for that i need to increase my cibil to above 750 .
My ques if i use bajaj finance then my cibil score will increase or decrease?
I don’t have any credit card, ongoing 2.5 lakh personal loan and 50k limit in amazon paylater (timely paying with cibil not increasing )
(I try to get cc with got rejected)

 

[zacobite]

I have pre approved limit in bajaj finance card of 50k and i m planning to purchase using bajaj . But in upcoming April i want to apply for business loan of 10lakh for that i need to increase my cibil to above 750 .
My ques if i use bajaj finance then my cibil score will increase or decrease?
I don’t have any credit card, ongoing 2.5 lakh personal loan and 50k limit in amazon paylater (timely paying with cibil not increasing )
(I try to get cc with got rejected)

if u use bajaj and payback in full on time every month then in 6-9 month score will increase... wont move in 2 months.. infact may drop a bit initially

 

[amitvicky]

I have pre approved limit in bajaj finance card of 50k and i m planning to purchase using bajaj . But in upcoming April i want to apply for business loan of 10lakh for that i need to increase my cibil to above 750 .
My ques if i use bajaj finance then my cibil score will increase or decrease?
I don’t have any credit card, ongoing 2.5 lakh personal loan and 50k limit in amazon paylater (timely paying with cibil not increasing )
(I try to get cc with got rejected)

You may try getting an FD based credit card like super money.
I have heard that it gives a boost within a month also.
Please do you own research before you apply.

 

[zacobite]

You may try getting an FD based credit card like super money.
I have heard that it gives a boost within a month also.
Please do you own research before you apply.

It will first drop a bit.. Basis profile.. 1 month boost will also be basis profile and usage.. can go the other way as well... CIBIL is a strange animal

 

[Abyadav]

if u use bajaj and payback in full on time every month then in 6-9 month score will increase... wont move in 2 months.. infact may drop a bit initially

Thank you for helping .

 

[Abyadav]

It will first drop a bit.. Basis profile.. 1 month boost will also be basis profile and usage.. can go the other way as well... CIBIL is a strange animal

Thank you for helping .

 

[Abyadav]

You may try getting an FD based credit card like super money.
I have heard that it gives a boost within a month also.
Please do you own research before you apply.

Okay i ll try to get fd cc . Thank you for helping .